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"I'm Addicted"
Member since 12/06 1177 total posts Wedding Date: Wed. Location: |
First Time Home Buyer Question?Would you guys please recommend what bank gave you the best rates and assistance. It's all so confusing. We are going to start looking but I don't know where to start. My biggest fear is that there going to tell me I can't afford even a shoe to live in. I need someone who works with first time buyers and will be generous with information. | |||
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Board Fanatic
Member since 12/07 767 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?We got our mortgage through Citibank, hope that helps!
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welcome to high school Member since 8/07 3985 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?all of my home-owning co-workers recommend teachers FCU for low interest rates. i also know that bank of america has a decent first-time buyers program, so you might want to look into that too.
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I'm a Mrs R!!
Member since 5/07 2206 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?If you have a mortgage broker, then when they check your credit, they can find the best possible rate for you. It all depends on the bank, the length of your loan, your credit score, etc.
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I'm a MRS!!!
Member since 9/07 1762 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?We went through Bethpage Federal Credit Union. They had really good rates and were very fast. Part of the deal we made with the homeowners was that we would get our mortgage within a month and we had no problems getting approved. We went to contract on 10/22 and closed 12/7. They moved everything along really quickly and at the time had some of the lowest rates going.
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IN LOVE WITH MY PROOFS!
Member since 8/07 3474 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?TopDot! My FH is a Senior Mortgage Banker there. | |||
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I'm a Mrs. !!!
Member since 12/05 4174 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Posted by beram63 all of my home-owning co-workers recommend teachers FCU for low interest rates. i also know that bank of america has a decent first-time buyers program, so you might want to look into that too.
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We tied the knot!
Member since 10/07 1256 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Posted by rahana316 If you have a mortgage broker, then when they check your credit, they can find the best possible rate for you. It all depends on the bank, the length of your loan, your credit score, etc.
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Team Jill
Member since 3/08 4371 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?I haven't done this yet, but my FH has our savings account with ING and he says that their mortgage rates are really great, check it out?
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Mrs Silverman
Member since 1/08 3581 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Dont use a mortgage broker he will just add fees on... I fyou are a first time home buyer with good credit go tot he bank... they have so many great programs.... fm me if u have any questions.... fh is a investor and teach me everything
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Lets Go Mets!!
Member since 8/07 5728 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?we got ours through Wachovia
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Newlyweds <3
Member since 7/07 9616 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Posted by MEMEJOR Dont use a mortgage broker he will just add fees on... I fyou are a first time home buyer with good credit go tot he bank... they have so many great programs.... fm me if u have any questions.... fh is a investor and teach me everything
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Board Fanatic
Member since 4/08 955 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Posted by klovess14 Would you guys please recommend what bank gave you the best rates and assistance. It's all so confusing. We are going to start looking but I don't know where to start. My biggest fear is that there going to tell me I can't afford even a shoe to live in. I need someone who works with first time buyers and will be generous with information.
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"I'm Addicted"
Member since 12/06 1177 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Posted by beram63 all of my home-owning co-workers recommend teachers FCU for low interest rates. i also know that bank of america has a decent first-time buyers program, so you might want to look into that too.
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♥ ♥ ♥
Member since 11/04 14444 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?There are certain criteria to qualify for first time home buyer programs. If you make too much you can't do it.
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"I'm Addicted"
Member since 12/06 1177 total posts Wedding Date: Wed. Location: |
Re: First Time Home Buyer Question?Posted by Mici n KC There are certain criteria to qualify for first time home buyer programs. If you make too much you can't do it.
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| Topic | Posted By | Started | Replies | Forum |
|---|---|---|---|---|
| First time home buyer? Want a grant to pay for closing costs? | nov04LIbride | 9/15/04 | 0 | Home |
| First time home buyer and tax deductions | AmyKay | 7/24/04 | 9 | Home |
| NWR: First Time Home Buyers | minibride08 | 11/29/07 | 2 | 08 Brides |
| First time home buyers?? | betiboop7 | 4/15/07 | 5 | Home |
| First time halloween home owners.... | jessnjoey | 10/5/04 | 5 | Home |
| Grant for first time home buyers?!? | ladybug17 | 9/17/04 | 4 | Home |
First Time Home Buyer Question? 
Posted 5/23/08 1:01 AM 
