I'm not sure which accounts to keep and what to combine.
Right now DH and I have individual checking and savings account and recently set up a joint checking and savings. Should we just combine the majority of our individual savings?
Lsorrent
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Re: Bank Accounts
We still have our individual checking and savings and then we have a joint savings. DH has part of each of his paychecks go into the savings and I pay the bills from my checking. It's a weird setup, but it works, lol.
halfbaked
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Re: Bank Accounts
We have a joint checking account and a joint savings account. And then our own individual checking accounts. The joint checking is for bills, the joint savings is for saving for a house.
Future Mrs H
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Re: Bank Accounts
DH and I each have seperate checking accounts but we have a joint checking and savings
laulac98
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Re: Bank Accounts
We each have our own checking accounts then we have a joint saving account. I get paid 2x a month and DH gets paid every week so I pay all the bills and put money into savings and he pays for groceries, our metro cards and money for us for the week/when we want to go out.
Rosalind_75
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Re: Bank Accounts
we have a joint checking but we never use it.
we are weird
JenBill61210
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Re: Bank Accounts
we have joint checking and individual savings
Soon2BMrsAlini
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We have a joint savings and individual checking.
mariedsgn
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we have a joint savings and our own individual checking accounts, but we have our names both our names on our individual checking accounts. . . weird I know. I have a business account, but my name is only on the business so my DHs name can't be on that account.
SummerBride10
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Re: Bank Accounts
We have joint checking and joint savings.
FutureMrsSoltan
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Re: Bank Accounts
We have a joint savings and each have our own checking accounts
MikesBride2B
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Re: Bank Accounts
Posted by Future Mrs H
DH and I each have seperate checking accounts but we have a joint checking and savings
This.
JennandAnthony
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Re: Bank Accounts
he has a checking i have a savings and checking we have a joint checking (never use it)
T E R I
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We still have our accounts separate. We split the bills that each one pays for with house and takes care of them
mrsdraskin2009
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Re: Bank Accounts
We have a joint checking and separate savings. A set amount of $$ gets transferred into the savings and everyday items/bills go out from the joint checking.
jackieee
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Re: Bank Accounts
We have one checking and one ING savings account
geegee827
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Re: Bank Accounts
I have 2 checking; 1 savings
DH has 1 checking, 1 savings
We have a joint savings and a joing checking.
SoontobeGallagher
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Re: Bank Accounts
We have joint checking and savings and then we have our own checking and savings.
Clover23
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Re: Bank Accounts
ugh this is such a sore subject. we have:
2 joint savings accounts I have 2 individual savings he has 2 individual savings we each have individual checking
we're trying to figure out how to consolidate but each account has a very specific purpose or benefit.
KerriJohnS
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Re: Bank Accounts
If you are looking to earn the most interest... I would combine the savings funds and put them into an account with higher interest; like an ING Direct account.... as opposed to keeping the funds in a traditional bank account. ING offers better rates and the more money you put in, the more you will earn.
If you are uncomfortable combing all funds, then keep a little play/mad money on the side in indiv accounts.
we keep our stuff together but we each have our own checking accounts... along with a joint cking.
