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Credit Score & history

stonepondbabe Posted:

Credit Score & history

Does anyone know how getting married affects your credit score?
Like if my DH had bad credit and I have good, will mine get screwed up?
MissAngel Posted:

Re: Credit Score & history

Shouldn't affect you at all...you might just find that when you apply for things like loans, credit cards & a mortgage that either your interest rate is higher or you'd be better off still applying without him on it (on a loan for instance). HTH!
PegaLega Posted:

Re: Credit Score & history

I always thought that your debt became DHs debt and vice versa...like that commercial with the guy singing in her moms basement apartment
MissAngel Posted:

Re: Credit Score & history

I started to second guess myself, so I checked out a few websites/did some research. This might help: marketwatch.com
portjeffbride Posted:

Re: Credit Score & history


Posted by PegaLega

I always thought that your debt became DHs debt and vice versa...like that commercial with the guy singing in her moms basement apartment



yeah, that's also what I thought. I must confess, however, that DH and I have lived together long enough that our credit scores are within 5 points of each other so we didn't have to worry about merging credit histories

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