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Work Health Insurance???

jozieb0925 Posted: Nov 12, 2004 02:16 PM+

jozieb0925 MEMBER SINCE: 7/04 TOTAL POSTS : 3418 WEDDING DATE: Nov 10, 2010

Posted: Nov 12, 2004 02:16 PM

Work Health Insurance???

Are you both still under your own or are you both under one?

Do you really save a lot if you are both under one?

I haven't researched this yet and am just curious.

Thx.

Robeymuse Posted: Nov 12, 2004 02:36 PM+

Robeymuse MEMBER SINCE: 1/03 TOTAL POSTS : 3000 WEDDING DATE: May 16, 2004

Posted: Nov 12, 2004 02:36 PM

Re: Work Health Insurance???

I am under his. With his union contract he can add a wife and up to 4 kids at no additional charge.

wc0143 Posted: Nov 12, 2004 02:55 PM+

wc0143 MEMBER SINCE: 8/03 TOTAL POSTS : 14841 WEDDING DATE: May 01, 2004

Posted: Nov 12, 2004 02:55 PM

Re: Work Health Insurance???

We're under mine because DH was unemployed when we got married.

Trying to research for 2005 but it's so hard to compare which plan is best coverage for best price ...

9.17.04bride Posted: Nov 12, 2004 03:05 PM+

9.17.04bride MEMBER SINCE: 8/03 TOTAL POSTS : 536 WEDDING DATE: Sep 17, 2004

Posted: Nov 12, 2004 03:05 PM

Re: Work Health Insurance???

Under DH's I really don't know what the difference is costs were, but his insurance is just much better.

Summerbride04 Posted: Nov 12, 2004 03:08 PM+

Summerbride04 MEMBER SINCE: 3/04 TOTAL POSTS : 1472 WEDDING DATE: Jul 24, 2004

Posted: Nov 12, 2004 03:08 PM

Re: Work Health Insurance???

My insurance was better so I put DH on mine and he dropped his.

jozieb0925 Posted: Nov 12, 2004 03:17 PM+

jozieb0925 MEMBER SINCE: 7/04 TOTAL POSTS : 3418 WEDDING DATE: Nov 10, 2010

Posted: Nov 12, 2004 03:17 PM

Re: Work Health Insurance???

Can you tell me what insurance you decided to go under?

nylisa Posted: Nov 12, 2004 03:21 PM+

nylisa MEMBER SINCE: 7/02 TOTAL POSTS : 11375 WEDDING DATE: Sep 18, 2004

Posted: Nov 12, 2004 03:21 PM

Re: Work Health Insurance???

Posted by Summerbride04

My insurance was better so I put DH on mine and he dropped his.

Us too. We have Oxford.

wc0143 Posted: Nov 12, 2004 03:25 PM+

wc0143 MEMBER SINCE: 8/03 TOTAL POSTS : 14841 WEDDING DATE: May 01, 2004

Posted: Nov 12, 2004 03:25 PM

Re: Work Health Insurance???

I think we both have United Healthcare but they are totally different options

FeliciaDA Posted: Nov 12, 2004 03:38 PM+

FeliciaDA MEMBER SINCE: 12/03 TOTAL POSTS : 11583 WEDDING DATE: Jul 25, 2004

Posted: Nov 12, 2004 03:38 PM

Re: Work Health Insurance???

Posted by wc0143

I think we both have United Healthcare but they are totally different options

Us too. We both had United Healthcare also, but DH's plan was a bit better than mine .. so I dropped mine and am now on his

so I knew I could keep the same doctors but get better coverage for prescriptions , which helps out a lot

May2704bride Posted: Nov 12, 2004 04:33 PM+

May2704bride MEMBER SINCE: 9/03 TOTAL POSTS : 1073 WEDDING DATE: May 27, 2004

Posted: Nov 12, 2004 04:33 PM

Re: Work Health Insurance???

We're on each other's insurance- DH has The Empire Plan (gov't employees) and I have Healthnet/Guardian. Both plans are fairly good so we decided to keep both.

Sunny Posted: Nov 12, 2004 05:03 PM+

Sunny MEMBER SINCE: 2/03 TOTAL POSTS : 7281 WEDDING DATE: Oct 04, 2003

Posted: Nov 12, 2004 05:03 PM

Re: Work Health Insurance???

We are both under mine.

VickiC Posted: Nov 12, 2004 10:31 PM+

VickiC MEMBER SINCE: 1/02 TOTAL POSTS : 2395 WEDDING DATE: Aug 18, 2002

Posted: Nov 12, 2004 10:31 PM

Re: Work Health Insurance???

We are also under mine right now - which is Cigna.

But that will change again next year sometime, then who knows what we'll have! Stupid healthcare cost increases.

JodiBabe Posted: Nov 12, 2004 11:09 PM+

JodiBabe MEMBER SINCE: 4/02 TOTAL POSTS : 4296 WEDDING DATE: Sep 13, 2003

Posted: Nov 12, 2004 11:09 PM

Re: Work Health Insurance???

I went under my DH's. With his union he could add me on for $16 more a week for me to have medical, dental & vision coverage. It was much more $$$ if I were to add him to mine.

ChristineC68 Posted: Nov 13, 2004 03:28 AM+

ChristineC68 MEMBER SINCE: 5/01 TOTAL POSTS : 12170 WEDDING DATE: Sep 21, 2002

Posted: Nov 13, 2004 03:28 AM

Re: Work Health Insurance???

It was more cost effective for me to on DH's plan...his policy and rates are much better.

janwinterbridejoy Posted: Nov 13, 2004 07:13 AM+

janwinterbridejoy MEMBER SINCE: 12/03 TOTAL POSTS : 6843 WEDDING DATE: Jan 09, 2004

Posted: Nov 13, 2004 07:13 AM

Re: Work Health Insurance???

im on my dh plan its better then mine and less expensive

Xelindrya Posted: Nov 13, 2004 11:53 AM+

Xelindrya MEMBER SINCE: 7/03 TOTAL POSTS : 7855 WEDDING DATE: Oct 23, 2004

Posted: Nov 13, 2004 11:53 AM

Re: Work Health Insurance???

We were both with Oxford but I had more options and mine was cheaper for the basics so he's on mine.

Since he works for an independent employer, dropping his insurance actually means a little more salary on top of the savings. It's only 3 of them and the other one is under her hubby's plan so now the owner only has to cover basically himself. Saves money and in turn means we get the kickback.

cluelessbride Posted: Nov 13, 2004 06:45 PM+

cluelessbride MEMBER SINCE: 8/02 TOTAL POSTS : 4570 WEDDING DATE: Oct 23, 2004

Posted: Nov 13, 2004 06:45 PM

Re: Work Health Insurance???

Posted by wc0143

We're under mine because DH was unemployed when we got married.

Trying to research for 2005 but it's so hard to compare which plan is best coverage for best price ...

me too

for 2005, we are each keeping our own

rrdm782004 Posted: Nov 14, 2004 10:38 AM+

rrdm782004 MEMBER SINCE: 4/04 TOTAL POSTS : 608 WEDDING DATE: Aug 28, 2004

Posted: Nov 14, 2004 10:38 AM