Anxiety over all the money still to shell out

ajlgmm815 Posted: Sep 22, 2008 01:46 PM

Anxiety over all the money still to shell out

So I have left deposits for all our major vendors and I noticed that our wedding fund is very low so it is back to serious saving! Is anyone else getting nervous over the money they have to come up with?

littlepixie12 Posted: Sep 22, 2008 01:51 PM

Re: Anxiety over all the money still to shell out

omg! so seriously this is the exact convo that FH and I were having last night ... we have a budget calculator on the knot.com and we are techinically 4 grand over budget.... so we need to start making cut backs ... we are already strechting ourselves thin because we do save in our joint checking (wedding fund) every month ... over a thousand dollars and we are worried that we wont have enough to pay for it! As it is, neither of us buy lunch anymore, we bring it in ... and we stopped going out!

ajlgmm815 Posted: Sep 22, 2008 01:58 PM

Re: Anxiety over all the money still to shell out

I am starting that this week do you feel it makes a difference. My Fh is in law school and he only dj's on certain weekends so when it is slow i'm the only income. Im trying to pay small amounts to each of the vendors so we can try to get it done soon.

littlepixie12 Posted: Sep 22, 2008 02:09 PM

Re: Anxiety over all the money still to shell out

yeah we are waiitng till we save a little more and then pay our vendors again .. right now they all have their deposits. the lunch thing hasnt made much of a difference yet because what I save on lunch I usually end up buying wedding stuff (like materials - I am doing a lot of DIY stuff) so I mean it helps in a way

JennyAPH Posted: Sep 22, 2008 02:10 PM

Re: Anxiety over all the money still to shell out

I have alot of anxiety about how much money we need to save. My FH tells me it will be fine, but he is too laid back about it. We just bought a condo and its almost impossible to save what we need to do. I will give you some advice, try to deal with it and talk it out with your FH as best you can, at first I didnt and I ended up getting really sick. I started to have panic attacks and lost ALOT of weight from all of the anxiety.... I do have to add that on top of all the wedding planning we have the new house and we both got new jobs so alot has changed.

It is really hard but just think about everything you 'need' and then predict how much you can spend and see if you should make cut backs. Right now I am trying to do the same to see where I can save money. Hang in there

baba022 Posted: Sep 22, 2008 02:13 PM

Re: Anxiety over all the money still to shell out

I just wrote a bunch of checks out and checked the balance this morning!! it bugged me out how much it went down!!!! it freaks me out that all this money saved and boom....gone! LOL

jeanettelovesjason Posted: Sep 22, 2008 02:21 PM

Re: Anxiety over all the money still to shell out

OMG yes!!! I cant buy anything without my FH freaking out...its so stressfull!! We try to cut back on everything we can! No more going out for 8 months!! Thats about the amount of time we have left and everytime I think about it I start to have a panic attack!!!

jmd75 Posted: Sep 22, 2008 02:22 PM

Re: Anxiety over all the money still to shell out

I can't even begin to explain how much anxiety I have!! FH and I have hardly anything saved. My parents are giving us a generous amount that will basically cover the cost of the reception. All of a sudden I realized all the vendors we will have to pay which I'm glad we're paying for at least half of our wedding but I have no idea where it's coming from!!! We've been living together for 6 years already so you would like we have a ton saved but not the case. FH just went on a job interview today which i'm hoping works out and that things start getting better for us.

chicky724 Posted: Sep 22, 2008 02:23 PM

Re: Anxiety over all the money still to shell out

So worried – esp be we plan on buying a co-op soon too and need a big chunk for the down payment!

Future Mulligan Posted: Sep 22, 2008 02:26 PM

Re: Anxiety over all the money still to shell out

It can DEF get stressful....i still get nervous and we only 2.5 months left to finish paying everyone off.....my advice is pay some things as you go along, the less things to pay for on your list the less anxious you might feel....i paid off my photographer in July, and we just paid off JT so that took off a lot of pressure...im hoping to start paying everyone else off in october so that by the wedding we dont have to worry

JennyAPH Posted: Sep 22, 2008 02:28 PM

Re: Anxiety over all the money still to shell out

Posted by Future Mulligan

It can DEF get stressful....i still get nervous and we only 2.5 months left to finish paying everyone off.....my advice is pay some things as you go along, the less things to pay for on your list the less anxious you might feel....i paid off my photographer in July, and we just paid off JT so that took off a lot of pressure...im hoping to start paying everyone else off in october so that by the wedding we dont have to worry

Did your vendors give you the option of doing that? All my vendors want the money either 2 days before or the day of.. that stresses me out alot cause I start to think.. what if I just dont have it! I would be alot calmer if i paid everything off in advance!

please excuse me im clearly nuts. I need a vacation from wedding everything!!

FutureMrsG Posted: Sep 22, 2008 05:44 PM

Re: Anxiety over all the money still to shell out

I have major anxiety over the money we still owe for all of our vendors.

Mich2585 Posted: Sep 22, 2008 05:53 PM

Re: Anxiety over all the money still to shell out

i know after all those deposits ... the funds are looking pretty low! it is VERY scary especially with this bad economy ... sometimes i wonder if i should have gone with a small simple wedding! that ship has sailed!

xosweetiexo Posted: Sep 22, 2008 05:56 PM

Re: Anxiety over all the money still to shell out

We r getting married in August- and I don't know how we are going to afford everything on our own!!! We had the same convo last night.....how are we going to afford this weeding??? I hope some people just decide to help us out... even if it's a little amount- anything can help!! GOOd Luck and you're not alone lol

Kristina2009 Posted: Sep 22, 2008 06:08 PM

Re: Anxiety over all the money still to shell out

I am a bit older than some and working for a while so honestly we have the money saved but I get anxiety over the amount we are spending which we worked so hard for. Although, even though we could pay it today we don't. You might as well collect interest on your money instead of letting someone else collect it. Also, if god forbid something happens, you could loose what you have paid so far as opposed to just loosing a deposit. People do not read their contracts carefully.

I think its importnant to just keep record of your expenses and come up with a savings plan to save the amount you need to. i.e., target your savings every month. This is how I save all the time (wedding or no wedding) and it is a great motivator.

Gracie821 Posted: Sep 22, 2008 06:12 PM

Re: Anxiety over all the money still to shell out

YES!!!! This is such a hard and scary time!!!! Why are weddings so much money?!

MrsBtobe2009 Posted: Sep 22, 2008 06:31 PM

Re: Anxiety over all the money still to shell out

I am freaking out!!!! I am so bad at saving and I dont know what else to do. I am hoping that my dad will help us more, but I cant rely on that. I have to pay over 50K more and it is so hard to save because we already have the house and are paying our mortgage. It is nuts!!! You are not alone with the anxiety.