Any ladies have Empire Insurance (thru school) and received epidural? Question about coverage.
My health insurance is through the school I work at, the insurance is Empire. It gets a bit confusing... hospital portion is thru blue cross/blue shield, anesthesia is through united health care.... etc.... from what I have been told.
My question: If you had an epidural, were you covered? I just tried calling and was told an epidural is covered, but if it's not a participating provider (which she said most hospital anesthesiologists aren't partcipators) , I have to pay $300 deductible and then they cover 80% of the expense. Does this sound correct?
Did you receive a bill after your hospital stay with any charges you didn't expect? Just curious as to what to expect once the baby arrives. Thanks so much.
My question: If you had an epidural, were you covered? I just tried calling and was told an epidural is covered, but if it's not a participating provider (which she said most hospital anesthesiologists aren't partcipators) , I have to pay $300 deductible and then they cover 80% of the expense. Does this sound correct?
Did you receive a bill after your hospital stay with any charges you didn't expect? Just curious as to what to expect once the baby arrives. Thanks so much.
