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Anyone buy their own dental insurance?

samsbride Posted:

Anyone buy their own dental insurance?

I need to get some and have no idea which plan is best?

julz33 Posted:

Re: Anyone buy their own dental insurance?

I don't have any but definately try to get insurance. I just spent $1000 on an emergency root canal, $150 on a cleaning/checkup, and I have to go again today to have a cracked filling repaired. Dentists are very expensive!

wacky Posted:

Re: Anyone buy their own dental insurance?

It doesnt really pay to buy your own dental ins. Your premiums wil be high and most plans offer $1000 to $2000 max payable w/major services like crowns, bridges ets paid at 50% preventative 100% reimbursement to 80%

And fillings and root canals paid at 80% 60%

Usually you end out laying out much more out of pocket

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