Anyone else get offered the 2.99Apr on transfers for life to Capital One?
I've been carrying a balance on MBNA and I hate MBNA by the fall it should be fully taken care of so I am thinking of taking part in this balance transfer option.. has anyone picked up any scam to it I should be worried about. I figure you lose the rate if you make a late payment only. Last minute preparation and recovery for Hurricane Ivan (generator, propane, tons of plywood, and fence parts) caught us off guard..
I seriously hate MBNA I want to close the CC but I fear doing it because I have had it since 1997 with no problems and I think it looks worse to close it rather then to just keep it.
(Am I correct to think that?)
I truely hate them my MIL, an Aunt, and myself all have first names that are similar with the same last name now and for the past two years whenever any of us making payments by check they constantly credit the wrong account which has lead to many stressed out nights when I couldn't find my payment and had to argue late fees since I knew they cashed the check so needless to say I don't really trust them.
TIA!
I seriously hate MBNA I want to close the CC but I fear doing it because I have had it since 1997 with no problems and I think it looks worse to close it rather then to just keep it.
(Am I correct to think that?)
I truely hate them my MIL, an Aunt, and myself all have first names that are similar with the same last name now and for the past two years whenever any of us making payments by check they constantly credit the wrong account which has lead to many stressed out nights when I couldn't find my payment and had to argue late fees since I knew they cashed the check so needless to say I don't really trust them.
TIA!
