Anyone have Bank of America...and Keep the Change?

ddnsp618 Posted: May 25, 2008 08:21 PM

Anyone have Bank of America...and Keep the Change?

hi girls, i just switched to Bank of america and i have keep the change. i was wondering how the money goes into the savings acct. bc i used my debit card (the temp one) and it was put through as the actual amount...does it clear with the keep the change amount or am i doing something wrong?

tia

yelley77 Posted: May 25, 2008 08:29 PM

Re: Anyone have Bank of America...and Keep the Change?

if your purchase was $36.50 you are charged in the store for $36.50. Once it clears with the bank, you'll see $36.50 on your statement, then a seperate line that says 'keep the change transfer' and it keeps a daily total. if you only charged that, 50 cents goes into your account. if you had multiple debit charges, you'll see the toal amount of change that went in for today.

HTH

PS, i've saved almost $300 since October!

ddnsp618 Posted: May 25, 2008 08:37 PM

Re: Anyone have Bank of America...and Keep the Change?

Posted by yelley77

if your purchase was $36.50 you are charged in the store for $36.50. Once it clears with the bank, you'll see $36.50 on your statement, then a seperate line that says 'keep the change transfer' and it keeps a daily total. if you only charged that, 50 cents goes into your account. if you had multiple debit charges, you'll see the toal amount of change that went in for today.

HTH

PS, i've saved almost $300 since October!

wow! thats great....so i have to wait until it clears, then...and can i use my card as credit, not just debit...

yelley77 Posted: May 25, 2008 08:41 PM

Re: Anyone have Bank of America...and Keep the Change?

Posted by ddnsp618

Posted by yelley77

if your purchase was $36.50 you are charged in the store for $36.50. Once it clears with the bank, you'll see $36.50 on your statement, then a seperate line that says 'keep the change transfer' and it keeps a daily total. if you only charged that, 50 cents goes into your account. if you had multiple debit charges, you'll see the toal amount of change that went in for today.

HTH

PS, i've saved almost $300 since October!

wow! thats great....so i have to wait until it clears, then...and can i use my card as credit, not just debit...

yes, it doesn't matter!

you don't miss the change as it's coming out, but once it starts adding up, if feels so good!!!