Appraiziles?

dazies1011 Posted: Oct 02, 2007 07:17 PM

Appraiziles?

I dont know if I spelt that right but, where did you guys go? I have one for the diamond alone but, want one for the entire ring and then get it insured. I had this one guy a friend of mine told me about but, I cant get a hold of him.
Thanks

MrsDtoBe09 Posted: Oct 02, 2007 07:24 PM

Re: Appraiziles?

I heard there's someone called the jewelry judge who does appraisals but I dont know if they insure rings too. I guess I'm no help.

dazies1011 Posted: Oct 02, 2007 07:25 PM

Re: Appraiziles?

Posted by MrsDtoBe09

I heard there's someone called the jewelry judge who does appraisals but I dont know if they insure rings too. I guess I'm no help.

I think the judge place is the one I cant get a hold of Barry Block? I know where to insure just need the apraz, thanks

MrsDtoBe09 Posted: Oct 02, 2007 07:34 PM

Re: Appraiziles?

Are you insuring through homeowner's insurance? If not, could you FM me info on insuring the ring. I'm still so panicked I'm going to lose the diamond!

jgl Posted: Oct 02, 2007 07:40 PM

Re: Appraiziles?

jewelry judge!!!

jgl Posted: Oct 02, 2007 07:41 PM

Re: Appraiziles?

Posted by dazies1011

Posted by MrsDtoBe09

I heard there's someone called the jewelry judge who does appraisals but I dont know if they insure rings too. I guess I'm no help.

I think the judge place is the one I cant get a hold of Barry Block? I know where to insure just need the apraz, thanks

jewelry judge gave us some companies. we used jewlers mutual... fh and I dont own a home yet and we didnt want to put it under our parents home owners and have to keep paying them every year

dazies1011 Posted: Oct 02, 2007 07:44 PM

Re: Appraiziles?

Posted by jgl

Posted by dazies1011

Posted by MrsDtoBe09

I heard there's someone called the jewelry judge who does appraisals but I dont know if they insure rings too. I guess I'm no help.

I think the judge place is the one I cant get a hold of Barry Block? I know where to insure just need the apraz, thanks

jewelry judge gave us some companies. we used jewlers mutual... fh and I dont own a home yet and we didnt want to put it under our parents home owners and have to keep paying them every year

Thats the name of place!!!

Dr Meg Posted: Oct 02, 2007 08:26 PM

Re: Appraiziles?

You can also insure through your renters insurance. Thats what we did.

little34 Posted: Oct 02, 2007 08:30 PM

Re: Appraiziles?

I still haven't gotten mine done... need to go!!!

FuTuRe MrS MaZz Posted: Oct 02, 2007 09:19 PM

Re: Appraiziles?

mine was done by the jewelers where fh bought the ring

FutureMrsPD Posted: Oct 02, 2007 09:22 PM

Re: Appraiziles?

Do NOT go to a jewelry store and have it done...even the insurance company will tell you that. (I worked at one). AND do NOT use the appraisal that the place gave you when you bought the ring. They mark it up rediculously and then you are paying insurance for a ring that doesnt exist (they mark it up to make you feel good). Therefore, you need to go to a third party that isnt biased in anyway. Go to the Jewelry Judge in Garden City and then have it insured by jewelersmutual.com they are VERY reasonable, its even cheaper there than putting under the homeowners insurance. I hope this helps...this was something I really did my homework on!

Tori9299 Posted: Oct 02, 2007 09:37 PM

Re: Appraiziles?

Macy's 34th Street 7th floor they do it right away and give you a print out of all the details.

BTW: my FH did not got my ring at Macy's, anyone can go to them.

Tori9299 Posted: Oct 02, 2007 09:38 PM

Re: Appraiziles?

And then I got the ring insured with Jewlers mutual.

kogan09 Posted: Oct 02, 2007 10:49 PM

Re: Appraiziles?

The diamond district in NYC is where I had my ring appraised. They did a good job and the appraisal was on par with what the store from where my FH bought the ring appraised it for. I do not remember exactly which store in the diamond district appraised it but there are so many that it should not be hard.

Jen822 Posted: Oct 03, 2007 10:07 AM

Re: Appraiziles?

we got the appraisal from the jeweler. my mom insured it with her homeowners (but i am on the policy as well) since i am living with them currently but when i move i am going to put it on my renters ins.

FinallyEngaged Posted: Oct 03, 2007 10:16 AM

Re: Appraiziles?

Fh got ring appraised at Macy's on 34th.... his jewelry told him that he would not apparise the ring himself and that he should go to another bias party....

I got my ring insured through Chubb, I am an insurance broker, so trust me i definitely did my homework, my ring is covered for everything and anything!!!!!

missliss Posted: Oct 03, 2007 03:15 PM

Re: Appraiziles?

As one of the above posters said, DO NOT use the appraisal you may have gotten from the place where you bought your ring. Even if they say it is accurate it's usually not. They usually inflate the price to make it look good and like you got an amazing deal. Go to a licensed appraisal co. or person or at the very least go to an independent jeweler.

Also, when you go to insure, you can get an independent rider or add it on to you renter's or homeowner's insurance. But just be clear and understand what your policy says before you choose. Make sure you know what it covers, i.e. loss, theft, damage, etc. And as far as replacement/reimbursement, some give you a check for the appraisal amount and some will give you what they render as a 'replacement' of your ring, which may not actually be what your ring looks like. So make sure you read the fine print! HTH