girls help! I am clueless, FH and I are moving to Boston area this summer and want to buy a condo -- what do I have to do to get a mortgage, etc... I've contacted some real estate cos and they gave me mortgage contacts - do i just go thru them or will they try to skrew me??
AMJA
Posted:
Member since
Re: buying a condo
You should contact the realtors contacts first. I would deal w/ a reputable realtor also (Century21, Prudential..etc). Most of the time if you deal w/ their inhouse mtg co. they will work with you better since they get most of the referrals from them. Unless you know someone, then go for it! (This is my experience being a Realtor as well.. Yes I have many jobs! lol)
If you guys are serious about putting offers down, you will need a Pre-Approval, (not a Pre-Qualification). A Pre-Approval is much more important to the other party listening to your offer. It tells them that the Mort. Co did all the credit runs, and checks on your income, employment, etc. And that you are prepared to go ahead. They will take you more seriously.
If you have any other questions let me know, I'll help you out! Good luck with your move!!
cookiemonster
Posted:
Member since
Re: buying a condo
when we bought our house, we used an outside mortgage person because the in-house guy didn't offer us the best rate. check with friends or co-workers in the area to see if you can get recommendations - it never hurts to shop around!
carolinebr
Posted:
Member since
Re: buying a condo
I am selling my condo in Boston!!!! I just got an offer TODAY. Damn... timing is everything. You could have bought my place!
if you want, i can steer you towards some good, reputable realtors in the Boston area and give you the name of my mortgage guy.
FM me
Christys0925
Posted:
Member since
Re: buying a condo
I am a mortgage Officer for Georgia. They will probably try to stick it to you. If you would like any help with any questions, or anything let me know. I can only do in GA, but I know how all the companys run and I can tell you if they are sticking it to you. I recommend using a mortgage company your realtor has a business relationship with.
