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Charging wedding expenses

akaMrsT Posted: Sep 09, 2005 07:47 PM+

akaMrsT MEMBER SINCE: 7/04 TOTAL POSTS : 4004 WEDDING DATE: Mar 30, 2006

Posted: Sep 09, 2005 07:47 PM

Charging wedding expenses

What are/NYC & LI brides are doing

Anyone charging the wedding

I have friends who charged their $60K wedding on a 0% interest for 12 months Visa card (Bank of America).

FI does not even have credit cards and pays cash for everything. I use my AMEX for points but pay it off each month. In fact, the bill is on my desk now - payment due 9/16/05

Check this out - old article that I posted before.
CNN article - Texas couple charged their $41K wedding/honeymoon and have $27,500 left to pay off on their credit cards to the tune of about $3K in interest per year.

I really found it odd that they would charge wedding expenses when their debts include $60,000 in school loans, $10,000 on credit cards, $60,000 in car loans and a $225,000 house with a $210,000 mortgage.

MissingTheBGene Posted: Sep 09, 2005 07:54 PM+

MissingTheBGene MEMBER SINCE: 6/05 TOTAL POSTS : 4548 WEDDING DATE: Jun 02, 2006

Posted: Sep 09, 2005 07:54 PM

Re: Charging wedding expenses

That's just insane...

Faith Posted: Sep 09, 2005 08:25 PM+

Faith MEMBER SINCE: 8/05 TOTAL POSTS : 781 WEDDING DATE: Jul 01, 2006

Posted: Sep 09, 2005 08:25 PM

Re: Charging wedding expenses

Charging anything scares the heck out of me. I don't think I could bring myself to do it! I already paid off a huge CC bill and don't want to do that again!

Mrs. dleeny Posted: Sep 09, 2005 08:27 PM+

Mrs. dleeny MEMBER SINCE: 3/05 TOTAL POSTS : 12387 WEDDING DATE: Nov 06, 2005

Posted: Sep 09, 2005 08:27 PM

Re: Charging wedding expenses

of all the things wedding related that we had to pay for, we were only able to charge our HM. no one else would take anything other than a check

nferrandi Posted: Sep 09, 2005 08:27 PM+

nferrandi MEMBER SINCE: 12/03 TOTAL POSTS : 5367 WEDDING DATE: Oct 09, 2004

Posted: Sep 09, 2005 08:27 PM

Re: Charging wedding expenses

The only time it makes sense is if you're going to do it for points or mileage and then pay it right off.

edsprincess Posted: Sep 09, 2005 08:39 PM+

edsprincess MEMBER SINCE: 1/05 TOTAL POSTS : 2141 WEDDING DATE: Oct 02, 2005

Posted: Sep 09, 2005 08:39 PM

Re: Charging wedding expenses

The only things weve charged were the little things. necklaces, rb pillow, unity candles, flutes. Things like that. I would never be able to pay things off otherwise.

Summer05 Posted: Sep 09, 2005 08:51 PM+

Summer05 MEMBER SINCE: 5/04 TOTAL POSTS : 3789 WEDDING DATE: Jul 01, 2005

Posted: Sep 09, 2005 08:51 PM

Re: Charging wedding expenses

The only things we charged were the few things that were ordered online.

prinses777 Posted: Sep 09, 2005 08:54 PM+

prinses777 MEMBER SINCE: 7/05 TOTAL POSTS : 3466 WEDDING DATE: Jul 07, 2007

Posted: Sep 09, 2005 08:54 PM

Re: Charging wedding expenses

We plan on charging ALOT! Not that we don't have the cash... But why pay cash when you can get the points... and then just pay it right off.

103005FallBride Posted: Sep 09, 2005 08:55 PM+

103005FallBride MEMBER SINCE: 2/05 TOTAL POSTS : 7249 WEDDING DATE: Oct 30, 2005

Posted: Sep 09, 2005 08:55 PM

Re: Charging wedding expenses

Posted by dleeny

of all the things wedding related that we had to pay for, we were only able to charge our HM. no one else would take anything other than a check

Yeah...Same here... where is everyone able to use their CCs?

prinses777 Posted: Sep 09, 2005 08:58 PM+

prinses777 MEMBER SINCE: 7/05 TOTAL POSTS : 3466 WEDDING DATE: Jul 07, 2007

Posted: Sep 09, 2005 08:58 PM

Re: Charging wedding expenses

I think my Hall is the only one that actaully takes CC... All the others where I have gone, they don't take them.

MayBride06 Posted: Sep 09, 2005 09:16 PM+

MayBride06 MEMBER SINCE: 11/03 TOTAL POSTS : 5555 WEDDING DATE: May 28, 2006

Posted: Sep 09, 2005 09:16 PM

Re: Charging wedding expenses

Cash only for us! It aslo saved us tax with some of our vendors!

Goldi1021 Posted: Sep 09, 2005 09:55 PM+

Goldi1021 MEMBER SINCE: 1/05 TOTAL POSTS : 12766 WEDDING DATE: Feb 18, 2006

Posted: Sep 09, 2005 09:55 PM

Re: Charging wedding expenses

Posted by nferrandi

The only time it makes sense is if you're going to do it for points or mileage and then pay it right off.

We are paying in cash for every vendor who will not charge tax. We will charge anything where we do not get that break. Those miles, from my mother, are giving us 2 free round trip plane tickets to Hawaii. We are reimbursing Mom for the things that are charged so her miles are replenished.

I charged my wedding shoes. $180. I hope that doesn't put me TOO far in the hole.

NPTbride Posted: Sep 09, 2005 10:01 PM+

NPTbride MEMBER SINCE: 6/05 TOTAL POSTS : 1652 WEDDING DATE: Apr 29, 2006

Posted: Sep 09, 2005 10:01 PM

Re: Charging wedding expenses

Posted by nferrandi

The only time it makes sense is if you're going to do it for points or mileage and then pay it right off.

I agree. I am collecting tons of American Airline miles each time I make a payment to Land's End. Woo-hoo!

lreigada Posted: Sep 09, 2005 10:14 PM+

lreigada MEMBER SINCE: 1/05 TOTAL POSTS : 691 WEDDING DATE: Jul 22, 2006

Posted: Sep 09, 2005 10:14 PM

Re: Charging wedding expenses

Same with us - we pay in CC and then pay it off right away to get the points. We don't charge what we can't pay off right away.

prinses777 Posted: Sep 09, 2005 10:16 PM+

prinses777 MEMBER SINCE: 7/05 TOTAL POSTS : 3466 WEDDING DATE: Jul 07, 2007

Posted: Sep 09, 2005 10:16 PM

Re: Charging wedding expenses

Good thing our place take CC lreigada!!!!

Blu-ize Posted: Sep 09, 2005 10:31 PM+

Blu-ize MEMBER SINCE: 8/04 TOTAL POSTS : 8304 WEDDING DATE: Feb 28, 1998

Posted: Sep 09, 2005 10:31 PM

Re: Charging wedding expenses

Those 0% cards can be a cash advance paid in full by 12 months. It seems ok if you can be disciplined enough to pay it off. Also, it may give you enough points to book your air for your honeymoon. It's certainly not the best way to do things, but another strategy.

Nadia Posted: Sep 09, 2005 10:54 PM+

Nadia MEMBER SINCE: 5/05 TOTAL POSTS : 2884 WEDDING DATE: Apr 23, 2006

Posted: Sep 09, 2005 10:54 PM

Re: Charging wedding expenses

Posted by lreigada

Same with us - we pay in CC and then pay it off right away to get the points. We don't charge what we can't pay off right away.

same here

Backinneyork Posted: Sep 09, 2005 11:02 PM+

Backinneyork MEMBER SINCE: 6/04 TOTAL POSTS : 3985 WEDDING DATE: Oct 01, 2005

Posted: Sep 09, 2005 11:02 PM

Re: Charging wedding expenses

No way!!! We have not charged anything! If we couldn't afford it, we didn't buy it!

PegaLega Posted: Sep 09, 2005 11:18 PM+

PegaLega MEMBER SINCE: 6/05 TOTAL POSTS : 29798 WEDDING DATE: May 25, 2007

Posted: Sep 09, 2005 11:18 PM

Re: Charging wedding expenses

Posted by Backinneyork

No way!!! We have not charged anything! If we couldn't afford it, we didn't buy it!

Thats how we are-we are getting help from both sides and if we cant afford to save for it then we dont need it...or it will have to wait

hmpena Posted: Sep 09, 2005 11:57 PM+

hmpena MEMBER SINCE: 1/05 TOTAL POSTS : 14745 WEDDING DATE: Jan 15, 2006

Posted: Sep 09, 2005 11:57 PM

Re: Charging wedding expenses

If I charge anything, I pay it off immediately. I am trying to pay everything right away, and so far have been successful. I think we might end up charging things at the end, only when (and if!) we run out of cash. I will make darn sure, though, that whatever is charged in the end will be paid off the next month.