C/Os and Above Ground Pools

cjb88 Posted: May 26, 2005 03:20 PM

C/Os and Above Ground Pools

Did anyone buy a house with an above ground pool that did not have a C/O... we arent sure if we need one or not...

vita930 Posted: May 26, 2005 04:01 PM

Re: C/Os and Above Ground Pools

You will need one to get your mortgage.

BlazeSyth Posted: May 26, 2005 05:27 PM

Re: C/Os and Above Ground Pools

You will most likely need one. Some mortgage companies will overlook COs, but they usually charge you higher rates instead.

wilandnet Posted: May 26, 2005 06:47 PM

Re: C/Os and Above Ground Pools

New to this, I apologize, but what are C/O's?

BlazeSyth Posted: May 26, 2005 07:08 PM

Re: C/Os and Above Ground Pools

Certificate of Occupancy; basically someone from the town needs to come to the house to make sure that your structure is safe and within laws.

Houses have a main CO, but decks, pools, stoops, finished basements, etc all need additional COs..

LuvMyMichael Posted: May 26, 2005 09:52 PM

Re: C/Os and Above Ground Pools

our house didn't have a 'CO' for the deck at first ....but the paper work was put in and it only took about 3 weeks.

Good Luck. We def wanted it.

dkwife Posted: May 27, 2005 09:02 AM

Re: C/Os and Above Ground Pools

i am in the same exact boat right now... they have a semi-inground and no c/o. filed the paperwork a while ago and still NOTHING.
The towns move really slow...

cjb88 Posted: May 27, 2005 09:44 AM

Re: C/Os and Above Ground Pools

FI found out that a semi-above ground pool does not need a C/O as long as it isnt sunk in more than 18 inches... but the deck around it probably does need it... but the morgage guys are telling us it wont be an issue and they can get us a morgage without getting a C/O URGH!!! this is all so confusing... so i think the final agreement we came to was to accept it without a c/o but if the morgage or title company ends up needing one, the seller will have to get one... does that seem logical??

Sasha96 Posted: May 27, 2005 07:21 PM

Re: C/Os and Above Ground Pools

It may not be an issue for the bank you are using but if the bank does require the C/O then the seller should get it. That should be in the contract. You should find out if the seller is/would be using an expiditor to do so. It will take a ridiculously long time if they don't.

LuvMyMichael Posted: May 27, 2005 07:44 PM

Re: C/Os and Above Ground Pools

Posted by cjb88

FI found out that a semi-above ground pool does not need a C/O as long as it isnt sunk in more than 18 inches... but the deck around it probably does need it... but the morgage guys are telling us it wont be an issue and they can get us a morgage without getting a C/O URGH!!! this is all so confusing... so i think the final agreement we came to was to accept it without a c/o but if the morgage or title company ends up needing one, the seller will have to get one... does that seem logical??

We were told that we could close w/o the CO and then it would be written in the contract that the seller had so many days to come through.