For those who have credit card bills how much do you have to shell out each month.
And those who are dbt free..this is not the topic for you lol
jandt2006
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Re: Credit card bills?
whoops i answered before reading what u said...i have expenses that i myself put on there every month though.
hmm8191
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Re: Credit card bills?
waaayyy toooo much! This is why we're never getting a house.
LuvMyMichael
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Re: Credit card bills?
right now we're in the $300 + category....because we pay more than the min payment to really get them down...and after the wedding and our finances are in order we are going to try and pay them off and just use where we can pay them each month we'll see.
DjPiLL
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Re: Credit card bills?
zero balance on all cards
cjb88
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Re: Credit card bills?
i pay $300+ but i pay it in full each month...
HearzBellz
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Re: Credit card bills?
I only have one CC & I pay it in full each month....DH however pays over $1000 for all his CC.
We will consolidate once we have been in the house for 6 months. And then I am taking away all his CC
IrishBride-05
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Re: Credit card bills?
Usually we pay about $2,000 each month over 4 cards, but we pay them all in full. It has increased greatly with the house renovations. Last month my AMEX was $9K
violet
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Re: Credit card bills?
Well I was trying to completely obliterate my bills, so I had previously been paying $1000 a month to it. It's down a good amount, so I think I'm going to transfer the balance to another card that offers 0% interest for up to a year. That way the interest doesn't make it go higher and higher. I want to try to get it all paid off within the year.
David'sbride
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Re: Credit card bills?
Zero balance. I always have the mentality that credit cards are only for convience... I have to have the money in the bank at the moment of purchase or I don't have it and the item is not getting purchased.
I have always been a saver. It would be a cold day in Hades before I paid 22% interest on clothes, shoes, cd's, groceries, etc.
myasmom
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Re: Credit card bills?
Posted by David'sbride
Zero balance. I always have the mentality that credit cards are only for convience... I have to have the money in the bank at the moment of purchase or I don't have it and the item is not getting purchased.
I have always been a saver. It would be a cold day in Hades before I paid 22% interest on clothes, shoes, cd's, groceries, etc.
Some of us dont have the luxury to think like that unfortunately.
Blu-ize
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Re: Credit card bills?
Posted by myasmom
Posted by David'sbride
Zero balance. I always have the mentality that credit cards are only for convience... I have to have the money in the bank at the moment of purchase or I don't have it and the item is not getting purchased.
I have always been a saver. It would be a cold day in Hades before I paid 22% interest on clothes, shoes, cd's, groceries, etc.
Some of us dont have the luxury to think like that unfortunately.
Don't beat yourself up. It took a while to get out of debt and to straighten up our credit. It's not that easy for everyone.