Anyone else notice that they are raising interest rates left and right!??!?!? AND they are also lowering limits too!
I hate credit card companies. Them and the MTA and insurance companies too!!! I have a bone to pick with each one of them!!! haha!! I think those are my 3 top companies that I just HATE HATE HATE!!!!
I can't wait to just pay off every penny I owe so they don't make anymore off me!!! I keep telling myself... 4 more months... just 4 more months and I will be debt free!! All we do now is make minimums and SAVE EVERYTHING we can!!
MrsCM
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Re: Credit Card companies are RIP OFFS!!!!
KerriJohnS
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Re: Credit Card companies are RIP OFFS!!!!
Haha. I think ONLY 1 or 2 of my cards raised my interest rates. But I keep hearing about it!!!
One card lowered my limit.... Old Navy. I don't even have a balance on that card. Haha. Why even bother lowering the limit? Not like I ever use it?!?!?!
mokie74m
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Re: Credit Card companies are RIP OFFS!!!!
ITA!! Credit Card companies are the most corrupt business out there. It really should be illegal what they do. I mean come on they charge $40 if you are a day late, what the freak!!
KerriJohnS
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Re: Credit Card companies are RIP OFFS!!!!
Posted by mokie74m
ITA!! Credit Card companies are the most corrupt business out there. It really should be illegal what they do. I mean come on they charge $40 if you are a day late, what the freak!!
I know... AND they take extra long to process your payment just so you have more of a chance to be late!!! AND not only do they charge $40 for being late... but they ALSO raise your interest!!! How many penalties does ONE person need????? RIDICULOUS!!!
I had one card that jumped me from 9.9% up to 22.5% and REFUSED to lower it because I have an automatic payment set up... and that month it just so happened to be off by a whole whopping 5 F*cking CENTS!!!!!!!!!!!!!!!! GGRRRR!!!!! That's the FIRST CARD i'm getting rid of!! I can't wait!!!!!
KerriJohnS
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Re: Credit Card companies are RIP OFFS!!!!
Oh and one more thing while I'm still going on my CC rant.... they ALL seem to be outsourcing their employees!!! I HATE HATE HATE HATE that!! Immensely!!!! HATE THAT CRAP!!!!
MrsCM
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Re: Credit Card companies are RIP OFFS!!!!
Posted by KerriJohnS
Haha. I think ONLY 1 or 2 of my cards raised my interest rates. But I keep hearing about it!!!
One card lowered my limit.... Old Navy. I don't even have a balance on that card. Haha. Why even bother lowering the limit? Not like I ever use it?!?!?!
I got a letter a few months ago to my mom's address saying that my B of A card lowered my limit...I closed that card like 3 years ago! I called them and they argued with me that the account was still open even though I don't get statements and I have a letter stating that the account is closed. I asked for the account to be closed again and for another letter which I got. Idiots.
Amberrenee6705
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Re: Credit Card companies are RIP OFFS!!!!
YES! We got a letter about a month ago saying the interest rate was going up so we either had to close the account or pay off the balance in the lower rate. You can never get ahead.....honestly!
