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E-ring Insurance

maria430 Posted:

E-ring Insurance

Hi girls....

How do I go about getting insurance for my e-ring?

TIA

ETA: I don't own a home so I don't have homeowner's insurance...I don't have renter's insurance either
LoveBug1124 Posted:

Re: E-ring Insurance

You can have the ring added onto a homeowners policy. You can also get insurance through Chubb insurance. It should'nt be more then a few hundred a year. My FH did it for me so I don't know the exact pricing. You just need ot make sure you have the appraisal before contacting them.

SweetCin704 Posted:

Re: E-ring Insurance

I used jeweler's mutual, you can do just a jewelry policy through them based on the value of the ring. First you have to have the ring appraised.

MNM7to7 Posted:

Re: E-ring Insurance

I had my ring appraised by Jewelry Judge (Garden City) and got insurance through (Jewelers Mutual)...you need the appraisal to get the insurance...the price of the insurance is based on the appraisal of your ring.

Jewelry Judge

Jewelers Mutual
nposa07 Posted:

Re: E-ring Insurance

I got my ring appraised and then took it to where I get my car insurance. I also don't have homeowners so it has it's own policy now...I think it's also known as a floater?! It should not be more than $140 a year (that's what the appraiser told me)....HTH
Beth1210 Posted:

Re: E-ring Insurance

Posted by LoveBug1124

You can have the ring added onto a homeowners policy. You can also get insurance through Chubb insurance. It should'nt be more then a few hundred a year. My FH did it for me so I don't know the exact pricing. You just need ot make sure you have the appraisal before contacting them.


I have my isurance thru Chubb also- I think it's 2% of the apparised value per year

evnme Posted:

Re: E-ring Insurance

i have a seperate policy just for my e-ring thru my insurance company.
MrsC2b Posted:

Re: E-ring Insurance

u can use state farm go to one there offices.. u will need to bring an apraisel of the ring.. and they will fill out the paper work with u ..

Meaghan729 Posted:

Re: E-ring Insurance

I have mine thru state farm. they do personal property insurance.

all state will only do it thru a rider on homeowners/rental ins.

hth
Tria1110 Posted:

Re: E-ring Insurance

Posted by MNM7to7

I had my ring appraised by Jewelry Judge (Garden City) and got insurance through (Jewelers Mutual)...you need the appraisal to get the insurance...the price of the insurance is based on the appraisal of your ring.

Jewelry Judge

Jewelers Mutual


Used them too. But just a warning - make an appointment directly with Barry - do not accept an appointment with anyone else.
06NovBride Posted:

Re: E-ring Insurance

I got my ring appraised by the jeweller where my FI bought it and I got jewelry insurance through the company I have my car insurance through.

STBH Posted:

Re: E-ring Insurance

My Fh got the insurance through the jewlery place when he bought it!

MattandTricia07 Posted:

Re: E-ring Insurance

my parents insured it under their home owner's insurance

MnM52607 Posted:

Re: E-ring Insurance

I got my insurance through Chubb too. I think it was $40 for every $1,000 the ring was appraised for.

October Bliss Posted:

Re: E-ring Insurance

I got mine through State Farm, where my car is insured. It's a personal articles policy. Very inexpensive. All I needed was the appraisal.

maria430 Posted:

Re: E-ring Insurance

Another quick question....when you get insurance for your ring are there different plans?

I guess my question is what happens if, God forbid you lose the ring? Do different insurance plans have different policies?

Hope I made sense!

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