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E-ring Insurance

maria430 Posted:

E-ring Insurance

When you get insurance for your ring are there different plans?

I guess my question is what happens if, God forbid, you lose the ring? Do different insurance plans have different policies? Are some better than others?

Hope I made sense!

Thanks!
BCC72206 Posted:

Re: E-ring Insurance

Do it - it's definitely worth it! Go sit down with the person that does your car/homeowners etc. and they can lay out all of the options. It's not that expensive per year either.

Meaghan729 Posted:

Re: E-ring Insurance

its definitely worth it -

I have state farm for auto - but they dont do personal property insurance - they put your e ring as a rider to your homeowners or renters insurance (which I have neither since I live with my mom) so I went to state farm.

you have to bring the appraisal with you.
MrsR72806 Posted:

Re: E-ring Insurance

it is def worth it!!!! I got mine insured through the appraiser originally...but since we bought our house it is covered under our homeowners insurance now.
get that puppy appraised and insured asap!
maria430 Posted:

Re: E-ring Insurance

I def will get it insured. I was just wondering if there are different policies...like what happens if you lose it? Do they replace it, give you money,etc?

Meaghan729 Posted:

Re: E-ring Insurance

it works like car insurance - there is a deductible, then you get a check for the amount of what they value the ring at -

Calimali Posted:

Re: E-ring Insurance

add it to your homeowners... or get renters ins.
Mdolph6 Posted:

Re: E-ring Insurance

We have it!! I highly recommend it.
I am not to sure if different companies have different policys, I know that with mine, if anything happens to it then we will not be out of luck.

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