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engagement ring insurance

InLuvWithMyBF Posted:

engagement ring insurance

Where do I go? I no NOTHING about this topic!

MrsDtoB Posted:

Re: engagement ring insurance

Jewelers mutual. Its very easy to apply and can be done online in about 10 minutes.
Pacie Posted:

Re: engagement ring insurance

you have to get your ring appraised first - any jeweler should be able to do this - I went to Jewelry Judge by Roosevelt Field. They'll give you the appraisal paperwork and then you send that to your insurance company (jewelers mutual is one company). Your premium price is based on what the ring appraised for.

WeezyGirl2354 Posted:

Re: engagement ring insurance


Posted by Pacie

you have to get your ring appraised first - any jeweler should be able to do this - I went to Jewelry Judge by Roosevelt Field. They'll give you the appraisal paperwork and then you send that to your insurance company (jewelers mutual is one company). Your premium price is based on what the ring appraised for.



Yea what she said but you have to get the appraisl from the jeweler first. FFIL is an insurance guy so he did all the leg work for us - so just your insurance company.
pjc92980 Posted:

Re: engagement ring insurance

go for an appraisal and then send it to your insurance co. i added mine to my renters insurance policy...

PhyllisNJoe Posted:

Re: engagement ring insurance

we have it insured through the house. Another option

DCgirl82 Posted:

Re: engagement ring insurance

You have to get it appraised first... a lot of people get the insurance their their home owners or car insurance companies

Melissa1012 Posted:

Re: engagement ring insurance

I got mine through Jewelers Mutual.

leesah85 Posted:

Re: engagement ring insurance


Posted by PhyllisNJoe

we have it insured through the house. Another option



I have mine insured as a rider to my parent's hoemowner's insurance, since i don't own a house/apt/car. i think you can get it as a rider under any kind of insurance you currently have.
Yankeeelove Posted:

Re: engagement ring insurance

FH got my ring insurance through his homeowner's insurance.

Moonmist09 Posted:

Re: engagement ring insurance

you should get an appraisal done on the ring first.
you can go through jewelers mutual or if you already have a policy somewhere else, like state farm or allstate, you can use them. they are usually cheaper. mine is thru state farm
itbroi805 Posted:

Re: engagement ring insurance

we have allstate...you just send in the appraisal papers

InLuvWithMyBF Posted:

Re: engagement ring insurance

thanks guys!

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