Hey ladies.. how did everyone go about getting thier rings insured?
net267
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Re: engagement ring insurance help??
I went through JewelersMutual.com. It was less expensive than adding it to my renters insurance and it covers more. Definitely price it out through both. HTH
bartgirl12
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Re: engagement ring insurance help??
I got mine through Travelers Insurance. Its about $100 a year and covers everything (loss of ring, loss of diamond etc) for up to a $15,000 ring. It's based on what your ring was appraised for.
Jill52787
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Re: engagement ring insurance help??
Posted by net267
I went through JewelersMutual.com. It was less expensive than adding it to my renters insurance and it covers more. Definitely price it out through both. HTH
This is what FH did. He insured it before we got engaged since he was bringing it overseas. HTH!
barbeik005
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Re: engagement ring insurance help??
I went to my car insurance company (Geico) and got it packaged with my car insurance. They get the ring insurance through Travelers. Depends on how much the ring is appraised for.
dunnkat
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Re: engagement ring insurance help??
I had a rider added to my renters insurance that I have through Allstate. You will pay more $ if you insure it for the the appraised amount, and since I only want to replace it god forbid, I only insured it for the replacement amount.
Summer Bride 2011
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Re: engagement ring insurance help??
We got it appraised and added it to our renters insurance. In process of adding it to our homeowners since we are married now.
futuremrstaheri
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Re: engagement ring insurance help??
Posted by net267
I went through JewelersMutual.com. It was less expensive than adding it to my renters insurance and it covers more. Definitely price it out through both. HTH
This. I was told by a few people that if you add it to your renters, and you move, and something happens to your ring while your policy is being moved from house to house then it's not covered.
Yankeeelove
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Re: engagement ring insurance help??
We did it through our homeowner's insurance
xnaly35
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Re: engagement ring insurance help??
My fh has chubb insurance on my ring!
StephanieJoy
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Re: engagement ring insurance help??
it is on my parents homeowners insurance
Rivera2be
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Re: engagement ring insurance help??
Jeweler's Mutual 100%! I actually had to use my insurance and they were wonderful!
Rivera2be
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Re: engagement ring insurance help??
Posted by futuremrstaheri
Posted by net267
I went through JewelersMutual.com. It was less expensive than adding it to my renters insurance and it covers more. Definitely price it out through both. HTH
This. I was told by a few people that if you add it to your renters, and you move, and something happens to your ring while your policy is being moved from house to house then it's not covered.
Also I believe if its covered under owner's or renter's insurance this only covers if something happens to it within your home. I don't believe you're covered if it's lost or stolen in the street.
evita2781
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Re: engagement ring insurance help??
jewelersmutual
foundmylove
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Re: engagement ring insurance help??
statefarm
chliekm
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Re: engagement ring insurance help??
Posted by foundmylove
statefarm
this!!
i had a difficult time finding people to give me quotes --- state farm was easy and fast!
Bride in 2012
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Re: engagement ring insurance help??
FH went through jeweler's mutual. Our jeweler actually handled everything and the ring was insured before FH left the store with it.
