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FH got into a car accident

Original post by Jen2999

Thread views: 853

He is fine but his car is MESSED up. Unfortunately he rear ended someone due to the rain so it is his fault. There was a pathfinder, white car, and him driving and a light turned yellow. The car in front of him sped up an at the last mintue swerved around the pathfinder who slammed on his breaks and FH hit the pathfinder.

UGH. We SOOOO did not need this right now!

MrsP2Be Thread views: 853

Re: FH got into a car accident

Posted by Jen2999

Im thinking it will be best if they total it. Its a 2001

If it will cost more to fix than the book value, then they will indeed total it.

I'm such a Car insurance geek.

MrsP2Be Thread views: 853

Re: FH got into a car accident

Posted by bridget&jimmy

They will only total it if the damage is more than 80% of the vehicles worth. If they do total it they will pay off the remainder of the car and cut you a check for the difference.

Wow, the company I work for is real strict ( since we only insure high risk drivers) and we let them go all the way to the total worth!