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Help! Need Answer QUICK!!! (bank check)

lolita4life Posted:

Help! Need Answer QUICK!!! (bank check)

is a bank check different than a personal check????

i sent out a personal check to the woman selling me the dog.. now looking back at her email it said to send a bank check... is there a difference???
wc0143 Posted:

Re: Help! Need Answer QUICK!!! (bank check)

Yes, it's different.

Stacey04 Posted:

Re: Help! Need Answer QUICK!!! (bank check)

Yes, a bank check is issued from the bank, they take the money out of your account, something like that

StepherG Posted:

Re: Help! Need Answer QUICK!!! (bank check)

A personal check can bounce...a bank check is drawn up at the bank.

wc0143 Posted:

Re: Help! Need Answer QUICK!!! (bank check)

It's kinda like a certified check I think ... but I think it's drawn off the BANK (you give them the $$ to cut the check)

lolita4life Posted:

Re: Help! Need Answer QUICK!!! (bank check)

OOOOOOH NOOOO!

lolita4life Posted:

Re: Help! Need Answer QUICK!!! (bank check)

Do you think its THAT big of a deal? i feel bad now. I sent her an email explainging that i didnt realize she wanted a bank check and that i sent out a personal one, but i sent it priority so she can def cash it before Sunday (when she flies the dog to me) so she knows its valid..... if you were in her place would that be ok? im so nervous b/c i really want my doggy

nov04LIbride Posted:

Re: Help! Need Answer QUICK!!! (bank check)

I think it would take a few days longer. Even when you deposit a check, my bank takes a few days to clear.

MCDO15 Posted:

Re: Help! Need Answer QUICK!!! (bank check)


Posted by lolita4life

Do you think its THAT big of a deal? i feel bad now. I sent her an email explainging that i didnt realize she wanted a bank check and that i sent out a personal one, but i sent it priority so she can def cash it before Sunday (when she flies the dog to me) so she knows its valid..... if you were in her place would that be ok? im so nervous b/c i really want my doggy



no...she wil most likly hold the check until it clears... if its out of state where it sent, it will take 3-5 business days to clear

if it in state check where she deposits, it should clear in 1-2 business days..

if you are lucky and she banks with the same company you do, it will clear same day (if she went to cash it)

Kriss2c Posted:

Re: Help! Need Answer QUICK!!! (bank check)

She might be able to call your bank as a merchant wishing to verify funds.

I'm not sure if this is still done, when I worked in retail, we did it all the time.
lolita4life Posted:

Re: Help! Need Answer QUICK!!! (bank check)

oh gosh, now i feel so bad!! and like an azzhole! i wish i didnt send it out today , i wouldve got a bank check then! i bet she wont send my dog out to me then until it clears. im an idiot
MCDO15 Posted:

Re: Help! Need Answer QUICK!!! (bank check)


Posted by lolita4life

oh gosh, now i feel so bad!! and like an azzhole! i wish i didnt send it out today , i wouldve got a bank check then! i bet she wont send my dog out to me then until it clears. im an idiot



Nah..mistakes happens..just give her a call and tell her in advance....you will get your dog
lolita4life Posted:

Re: Help! Need Answer QUICK!!! (bank check)

yeah maybe ill call her now!

pinky424 Posted:

Re: Help! Need Answer QUICK!!! (bank check)

Why don't you void your personal check you sent her and go to the bank and get a bank check and send that out priority. That will get to her faster and already be cleared. Good luck!

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