HM Insurance

RitasEngaged Posted: Jul 28, 2009 08:01 PM

HM Insurance

Is anyone getting it?

SummerBride10 Posted: Jul 28, 2009 08:01 PM

Re: HM Insurance

Never heard of it. Whats the purpose of it?

RitasEngaged Posted: Jul 28, 2009 08:04 PM

Re: HM Insurance

Posted by SummerBride10

Never heard of it. Whats the purpose of it?

I guess if you can't go on your HM you get your money back

grrulz Posted: Jul 28, 2009 08:05 PM

Re: HM Insurance

oh i never heard of this before

SummerBride10 Posted: Jul 28, 2009 08:06 PM

Re: HM Insurance

I wonder if its worth it..how much does it usually cost?

RitasEngaged Posted: Jul 28, 2009 08:09 PM

Re: HM Insurance

Posted by SummerBride10

I wonder if its worth it..how much does it usually cost?

my travel agent said it is $120 pp but she is going to see if she can find it cheaper

I hate paying for any kind of insurance so i don't think it is worth it just seeing if any of you girls got it

stinenandy2010 Posted: Jul 28, 2009 08:11 PM

Re: HM Insurance

we got it, it was $89pp.....we took it more bc of the weather since january can be very fickle....also in case we get sick or something, it covers medical expenses....fyi most health insurances only cover you in your resident state and just partial coverage out of state.

susannjames10 Posted: Jul 28, 2009 08:12 PM

Re: HM Insurance

i wasnt sure about getting it either but i have heard of it. i think it was 100, im thinking of doing it just to be on the safe side.

RitasEngaged Posted: Jul 28, 2009 08:58 PM

Re: HM Insurance

Posted by stinenandy2010

we got it, it was $89pp.....we took it more bc of the weather since january can be very fickle....also in case we get sick or something, it covers medical expenses....fyi most health insurances only cover you in your resident state and just partial coverage out of state.

my friend got sick in st. marttens and paying out of pocket there is ridiculous so going to the dr there was like $10 and a prescription was like $2 so i am sure it is jsut the same in aruba

but I know you are going to hawaii so you will be pying us costs

little j Posted: Jul 28, 2009 09:13 PM

Re: HM Insurance

we got it. it covers us if we cant go, or if we need to fly back early or fly out late for any reason. its not just if we get sick..it could be a close family member too.

we are doing a land and sea package, so who knows. we got it just to be safe

its also supposed to cover any medical expenses outside of the usa i *think*

it was 225pp i think

kimmaymb20 Posted: Jul 28, 2009 09:16 PM

Re: HM Insurance

it covers everything and anything that would happen or could happen on vacation I suggest it so that way nothing comes out of your pocket.

T E R I Posted: Jul 28, 2009 09:30 PM

Re: HM Insurance

im going to look into this now

SuzanneK Posted: Jul 28, 2009 09:36 PM

Re: HM Insurance

I am def going to get it I am getting married and going on my honeymoon during hurricane season.

Future Mrs H Posted: Jul 28, 2009 09:38 PM

Re: HM Insurance

I dont know about HM insurance but we are taking out travel insurace. I am guessing its the same thing but I dont think I am paying that much, I think that since they are calling it HM insurance that they charge more for it. Check it out before you get it.

Nina1010 Posted: Jul 28, 2009 10:13 PM

Re: HM Insurance

Travel Insurance / HM insurance...basically the same thing. They jack up the prices if you tie in wedding to anything...lol.

I am getting insurance b/c anything can happen....freak weather, swine flu or other unpleasantries. I think its worth the peace of mind.

CloudNine Posted: Jul 28, 2009 10:18 PM

Re: HM Insurance

your travel agents should be telling you about travel insurance when you are booking. it goes for any trip, not just HM's.

ours is like 150pp but she said we can wait and add it on anytime before the trip so i'll decide in a few months

sara0220 Posted: Jul 28, 2009 10:21 PM

Re: HM Insurance

we got it mainly b/c of it being January and having concerns about the weather.

Ours was $98 pp and our travel agent told us about it, researched it and helped set it up for us.

stinenandy2010 Posted: Jul 29, 2009 07:46 AM

Re: HM Insurance

Posted by RitasEngaged

Posted by stinenandy2010

we got it, it was $89pp.....we took it more bc of the weather since january can be very fickle....also in case we get sick or something, it covers medical expenses....fyi most health insurances only cover you in your resident state and just partial coverage out of state.

my friend got sick in st. marttens and paying out of pocket there is ridiculous so going to the dr there was like $10 and a prescription was like $2 so i am sure it is jsut the same in aruba

but I know you are going to hawaii so you will be pying us costs

yea...just a few months ago i was on a business trip in san francisco and got a horrible sinus infection, i went to the doctor and my insurance wouldn't cover anything, i cried to the doctor asking for any meds he could give me....well $300 later i got my meds!

Sandradv121 Posted: Jul 29, 2009 09:10 AM

Re: HM Insurance

Its similar to travel insurance. Basically, if something goes wrong with the wedding ( knock on wood) or if your wedding is during huricane season (knock on wood) and your honey moon can't happen... it protects your money from being wasted. Some even include a health insurance if one of you gets really ill on vaca. Its worth the additional $150....