11:30 AM US Department Of Housing & Urban Development: “How To Buy A HUD (Foreclosure) HOME” Prudential Action Real Estate is HUD's Broad Listing Broker (BLB) for the N.Y.City area. If there is a default and eventual foreclosure on a home who's mortgage loan is insured/guaranteed by FHA, the loan is paid off by HUD, and the lender delivers the property to HUD. This is how HUD's inventory of Homes for sale is created. The particular aspects of How To Buy a HUD HOME will be presented during this seminar.
12:30 PM Prudential Douglas Elliman Real Estate: “The role of the realtor when purchasing a home” Prudential Douglas Elliman Real Estate believes the buying and selling process can run much more smoothly if you are better educated and have the right Realtor working for you. 'Preparing Your Home for the Market' =Maximizing its Value= The Magic of Curb Appeal!! Wide Open Spaces!! Let There Be Light!!
Donna Reardon, Licensed Associate Broker has been in the real estate industry for nearly 20 year. She has been a consistent multi million dollar producer the last four years and is a Certified NY Dept of State Real Estate Trainer. She will take you through the selling process and teach you how to maximize your value of your home or property.
1:30 PM North Fork Bank: “North Fork Bank’s Residential Mortgage Seminar” Are you looking to buy your first home? Are you looking to upgrade into a bigger home? Are you looking to save money by lowering your mortgage interest rate with a Refinance? If you answered yes to any of the above questions, you will want to attend North Fork Bank's Residential Mortgage Seminar. Every aspect of the mortgage process will be explained in easy and understandable terms. This seminar will give you a great foundation to get the most out of today's Home Buying Expo.
You Will Learn:
The most important questions to ask. The terminology you will read and hear. The steps you should take regarding your situation. How to prepare documentation regarding your application. Plus lots of valuable information to make the process simple!
The key to having a pleasant, smooth and successful mortgage experience is directly related to your understanding of the process. This education can't be missed by any individual who will be enhancing the 'American Dream: Home Ownership'.
2:30 PM Washington Mutual: 'First-Time Home Buyers' There's a lot to be said for being a powerhouse in the mortgage lending business and no one delivers power like Washington Mutual. In fact, Washington Mutual is the most recognized name in the mortgage business.
Our innovative home loan programs an unmatched service, backed with our financial strength and superior technology give our borrowers the flexibility, responsiveness and the choices that they deserve.
As one of the nation's leading residential lenders, we've established a solid foundation as the #1 ARM Lender, #1 Jumbo Lender and the #1 Mortgage Servicer. Washington Mutual has made homeownership possible for one out of eight homeowners in America, making us one of the top purchase lenders in the country. In 2001, we made our largest ever community lending and investment commitment- $375 billion over ten years. Washington Mutual Community AccessTM is a combination of innovative home loan solutions and services that have been simplified to make homeownership more affordable and accessible for more borrowers. This suite of products includes affordable home loans with flexible underwriting standards and low down payment options, including no money down.
3:30 PM Home Buyers Resource Center Inc.: 'Buying Smart'- Using a Buyers' Broker- You can't afford not to!! Learn who is really working for you and why it makes a difference. Whether you are buying your first home, condo, co-op, investment, or foreclosure, you must build a team of experts who work for you to achieve your goals.
4:30 PM Sonyma: 'Sonyma Mortgage Products' The State of New York Mortgage Agency (SONYMA), a public benefit corporation of the State of New York, offers a range of products to assist first time homebuyers purchase their dream homes. SONYMA offers fixed low interest rate mortgages along with closing cost assistance and zero points. SONYMA's products are offered through a network of over 70 participating lenders located throughout the State. The workshop includes an overview of SONYMA programs, a description of the qualifications, and the simple steps to apply. The benefits of purchasing a home in target areas will also be discussed.