If you dont mind me asking, how much do you guys pay, and how much is your house insured for???
KimberlyBride
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Re: home owners insurance??
We use state farm. They gave us the lowest price.
LuvMyMichael
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Re: home owners insurance??
We just got Metroploitan.....$800.
I am anxious to see what the other quotes are.
Thanks!
IrishBride-05
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Re: home owners insurance??
Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.
cjb88
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Re: home owners insurance??
i think it makes a big difference with what the cost of the house is, without the land...
LuvMyMichael
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Re: home owners insurance??
Posted by IrishBride-05
Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.
How old is the house? ....cause ours is pretty old too.
IrishBride-05
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Re: home owners insurance??
Posted by panapoli
Posted by IrishBride-05
Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.
How old is the house? ....cause ours is pretty old too.
It's 100 years old. They also said that because it's close to the water, but not in a flood hazzard area, the premium is higher. I did get a slightly cheaper quote with State Farm but Travelers entire package was better and we have our auto with them so we got an extra discount.
TracyInQueens
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Re: home owners insurance??
Posted by IrishBride-05
Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.
Travelers quoted us $1700.
We got Met Life for $560 a year. But we also don't live on LI.
ETA- I forget how much it is in terms of replacement value.
NPbride
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Re: home owners insurance??
We pay $800 per year, 100% replacement cost.
Valentinegirl
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Re: home owners insurance??
We pay $860 a year.
IrishBride-05
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Re: home owners insurance??
Posted by TracyInQueens
Posted by IrishBride-05
Ours was $1,500 with Travelers Every place I tried was around that or higher. They said it's because the house is so old. The replacement value we secured is 80% of the total cost of the house.
Travelers quoted us $1700.
We got Met Life for $560 a year. But we also don't live on LI.
ETA- I forget how much it is in terms of replacement value.
That's funny, we got quoted either 1,600 or 1,800 from MetLife, depending on what package we went for - and I'm supposed to get a better deal through my job!
