PAY FOR EVERYTHING???? I just figured out the balance of what we owe so far for this wedding and it is ridiculous. $14000 is the balance. How am I gonna come up with that kind of money by 10/1/05? I am so nervous now. I have been crying all morning (plus its that time of the month). FH says we cannot touch the money we make at the wedding, so I have no clue what to do. My parents are a big help and are paying for the reception but this $14000 is our responsibility. FMIL/FFIL aren't paying for crap and it makes me so mad. Thank you for listening and any advice before I go walking the corners. ha ha.
DMcK
Posted:
Member since
Re: How are we supposed to...
I feel you, Michele. I have these breakdowns regularly. It is so scary to spend so much money esp when you are not sure where it is coming from!
Can you cut corners in areas that may not been as much to you (IE, flowers or limos or invitations)?
Hang in there, somehow it will call come together
divabride
Posted:
Member since
Re: How are we supposed to...
My wedding is just around the corner from you, and I freak out too. I know there are vendors that you have all ready signed with, but is there any where that you can cut back on?
Bunnymonkey
Posted:
Member since
Re: How are we supposed to...
I know it stinks, but you can put it on a few different credit cards and then consolidate the debt after the fact onto a zero interest for one year type of card, and work the year after the wedding to pay it off.
What is your guys debt/cc situation?
Can you ask for a loan from another family member??
pickles16
Posted:
Member since
Re: How are we supposed to...
I can't even imagine, I FREAK OUT all the time....and my parents are paying for most of it, but its still a huge burden on them, and I hate the fact that FIL's are giving us crap..they think they're offering us a lot and so does FH, but in the whole skeem of things, they are really contributing nothing!!!! Things will work out you'll see...but we all go through this...I have lost so much weight since I've gotten engaged since, I'm so upset about money half the time that I can't eat
bluesashbride
Posted:
Member since
Re: How are we supposed to...
i don't know if this is advice, but i took a second job. i have a great day job, but we both still own our places and he's in school that he pays for. so i took a job moonlighting as a waitress. not especially fun, and i work about 70 hours a week now, but its earning the money i need to not be in debt after the wedding and have it the want i would like.
Jan05Bride
Posted:
Member since
Re: How are we supposed to...
Do you save the same amount each week / month?
I set up an excel spreadsheet with the amount of money I save every 2 weeks in one column and what FH saves each week in another column and I counted the number of paychecks until the BIG DAY and got a number ... once I totaled each column, I added the two together with the current balance in our account and saw what we would have saved for the wedding.
Don't freak, it'll happen!
Example: Column 1: Bride saves $X per paycheck. Multiply that by the number of paychecks left until the wedding. This will equal what you can save. Column 2: Groom saves $Y per paycheck. Multiply that by the number of paychecks left until the wedding. This will equal what the groom can save.
Add Column 1 and Column 2 and your current bank balance ($Z) to get the total available dollars.
Minus vendor balances to get what you'll have left over / owe.
CubanBride
Posted:
Member since
Re: How are we supposed to...
We put away $500 a month each every month until the wedding. It is working perfectly.
February05
Posted:
Member since
Re: How are we supposed to...
You'll be Fine!! i know its stressfull... we actually need to save prety much that same amount by February!!! (we're paying for the whole thing ourselves as well)!. but dont stress!!! you have 12 months, so definately follow what Jan05 said. the more organized you are, the easier it will be to make sense out of it. also, looking at the money you havem and where you spend it, you will be able to find places in your budget that will allow you to save the $1170/ month that you need to.
you and FH should sit down and write up a PLAN. that is the biggest obstacle, but if you coome up with a plan, and STICK to it, you will be fine. And when you feel like its getting ahead of you, you can just refer back to it, and put things in perspective.
Jan05Bride
Posted:
Member since
Re: How are we supposed to...
The numbers are daunting but if you put it into perspective - my month, by paycheck, and looks at your budget ... it's not that bad. FH & I freak all the time then I run the numbers again and say 'OK, it is doable' even though it SEEMS like it's not.
February05
Posted:
Member since
Re: How are we supposed to...
Posted by Jan05Bride
The numbers are daunting but if you put it into perspective - my month, by paycheck, and looks at your budget ... it's not that bad. FH & I freak all the time then I run the numbers again and say 'OK, it is doable' even though it SEEMS like it's not.
Same Here!!!! oh, and for christmas, everyone in my family is getting homemade cards and cookies. That's it!!! (that was one thing i was stressed about, but everyone knows were not in the situation to give extravagant gifts this year)!!! ok, we've Never given extravagant gifts... but theyre getting cookies and a card. done.
Aga
Posted:
Member since
Re: How are we supposed to...
you mean I am supposed to pay? whoa
Blu-ize
Posted:
Member since
Re: How are we supposed to...
My DH and I work two jobs and have been for a long time. It really helps. Unfortunately, not a lot of time for other things, but living on LI is expensive. It took us 5 years to buy a house and we are in our 30's. this really helped as we planned our wedding.
hbradio
Posted:
Member since
Re: How are we supposed to...
This is why I cant sleep at night and I cant concentrate at work....
FH and I both sell things on ebay. Our apt looks like a warehouse but its the only way we can make extra $.
Its still not enough so we plan on putting our xmas bonuses (if we get them) toward the wedding, our tax returns, any bday or xmas gifts, etc.
FLaCaTaCa
Posted:
Member since
Re: How are we supposed to...
I ask myself this same question everyday!!!
I have a list worked out and I wont write checks...only Money Orders. That way...they money is out of the account ASAP! No way for me to spend it and the check to bounce. As far as savings...I have none nor will I have any until after the wedding. It is pretty insane.
