how much credit card debt do both you /hubby have?

im just curious. we both have a decent amount of debt. I recenlt just took a bulk of it and took out a personal loan through my creditor bank. Im paying less interest and each month the payment is taken out of my checking. were paying it off and still trying to save in the house fund along with our other bills- rent, student loans, cable, cell, phone, etc...

about how much do you both owe. you can fm me if you dont feel comfortable sharing..

im just feeling in a depressed state right now!
Message edited 5/22/2004 10:48:35 AM.

why don't you add a poll

my DH and i paid off most of our debt before we started looking at houses

We paid off all our debt after the wedding.
I own a co-op and have a loan against that, so that's our only 'debt' besides our bills.
If we can't pay cash, we don't buy it anymore.

It took us a long time to get here. Don't be depressed. If you want to consolidate, I suggest looking into a bank loan. The interest rates are really low right now This way, you'll only have 1 payment, instead of 3 or 4 to cc's.

We don't have any credit card debt. We're both good savers .
All we have is my school loans and the usual house payment, car payments.
Hang in there - debt can be distressing but it's a way of life for some people. Do everything you can to save money - there are lots of ways. Even though DH and I make a good amount of money, we're both cheapos