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How much does homeowners ins cost?

groovypeg Posted:

How much does homeowners ins cost?

thanks!

TracyInQueens Posted:

Re: How much does homeowners ins cost?

It depends on a lot of things, like size, and features of the house. You can try www.netquote.com. Also whether or not you're in an area that floods.

I am also going to call GEICO tomorrow- we have our car ins. through them already. You can't do online quotes for NY for some reason. If you're interested the # is 800-841-2964. I will let you know if I find anything else out.
julz33 Posted:

Re: How much does homeowners ins cost?

Ours is between $600 and $700 a year through State Farm.

chmlengr Posted:

Re: How much does homeowners ins cost?

We have State Farm too and pay about $850.

NPbride Posted:

Re: How much does homeowners ins cost?

We were quoted $813 with a $1000 deductible. I forget who it's through, though. Is the insurance higher depending on what area the house is in? B/c my parents pay about $100 and change less than that and we were told that it was the area the house is in. Thanks!

dengal Posted:

Re: How much does homeowners ins cost?

Mine's around $800 through Allstate

TracyInQueens Posted:

Re: How much does homeowners ins cost?

bump
MrsERod Posted:

Re: How much does homeowners ins cost?

thanks tracy
Kelly9904 Posted:

Re: How much does homeowners ins cost?

Posted by julz33

Ours is between $600 and $700 a year through State Farm.


Ours is the same except through AllState
nov2004bride Posted:

Re: How much does homeowners ins cost?

It totally depends. Ours is a lot because the age of the house and we had to get coverage for our whole mortgage. We are going to lower it after closing. Plus, I put my ring on it which brought it up $190.

StateFarm was the lowest quote and Allstate was the highest. But StateFarm was giving us low coverage.
Charly Posted:

Re: How much does homeowners ins cost?

ours is $1,000 with $1,000 deductible - Travelers Insurance...looks like I should look elsewhere huh?

nov2004bride Posted:

Re: How much does homeowners ins cost?

Posted by Oct04Bride

ours is $1,000 with $1,000 deductible - Travelers Insurance...looks like I should look elsewhere huh?


Ours is over $1000. There are a lot of factors. And some coverage is better then others. For instance the hurricane deductible. I know Statefarm was giving us a 5% deductible which is huge. We ended up getting a 2% deductible somewhere also. And on a house over $400,000, that is a big difference.
btrflygrl Posted:

Re: How much does homeowners ins cost?

we got a quote yesterday of $563 (we live in Georgia) for a brand new house and we'll get an alarm system as well.

btrflygrl Posted:

Re: How much does homeowners ins cost?

Posted by Oct04Bride

ours is $1,000 with $1,000 deductible - Travelers Insurance...looks like I should look elsewhere huh?


our insurance agent told us Travelers is one of the cheapest and has the best coverage
skew Posted:

Re: How much does homeowners ins cost?

we haven't decided who we are going w/ but the quotes we received range from 1200 - 1500.

as mentioned it depends on A LOT of factors (age of home, location, sq ft, construction, deck, patio, garage, # of bdrms, bths, alarm, fp, lot size etc).

eta: if you add auto, the rate for HO ins will decrease
Preshy7 Posted:

Re: How much does homeowners ins cost?

$500 deductible and $753 a year - very good coverage too.
the insurance is paid with your first mortgage and taxes in the monthly payment
princess99 Posted:

Re: How much does homeowners ins cost?

You can sometimes get a discount if you or DH belong to a union, you might want to try looking into that. HTH
myrockette Posted:

Re: How much does homeowners ins cost?

ours is around $700 with Allstate.
Is there some sort of discount for being less than 500ft. from a fire hydrant? I just heard this

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