Joint accounts

bellalinda156 Posted: Oct 23, 2008 12:47 PM

Joint accounts

Is everyone planning to have a joint account....we currently have separate accounts. I like it this way beacuse if i want to buy a pair $200 shoes he can't say anything, I hate to explain why

MrsGRod09 Posted: Oct 23, 2008 12:54 PM

Re: Joint accounts

Posted by bellalinda156

Is everyone planning to have a joint account....we currently have separate accounts. I like it this way beacuse if i want to buy a pair $200 shoes he can't say anything, I hate to explain why

I'll have a joint with him...but i'll probably still keep my current account and save their also on the side.

amandah75 Posted: Oct 23, 2008 01:00 PM

Re: Joint accounts

We will maintain separate accounts. We may have a joint savings account but that's about it. Separate works for us. No sense in changing it. We pay our bills 50/50 then we do what we wish with the rest of our money.

christine2010 Posted: Oct 23, 2008 01:01 PM

Re: Joint accounts

we do not have any joint accounts. we have a few joint credit cards & some cd's. we split the bills that we currently have as even as possible.

stinenandy2010 Posted: Oct 23, 2008 01:02 PM

Re: Joint accounts

We have one account and we each have a savings accout, then one joint savings account.

So far our joint checking works great, we consult each other on purchases. We are totally honest with each other.

We each have a savings that we bought $100 in every month, so we can buy what we want. Then we have a joint savings account for vacations and a house.

Sounds complicated but it works great for us.

Kimmypie143 Posted: Oct 23, 2008 01:04 PM

Re: Joint accounts

We have a joint checking and a joint IMG. And we also both have our own checking and savings

the joint account is all our wedding stuff

JenBill61210 Posted: Oct 23, 2008 01:13 PM

Re: Joint accounts

we have a joint savings account through ING that we put money into for our wedding. After we are married i dont know if we will have joing checking accounts, he doesnt seem to like the idea though.

CloudNine Posted: Oct 23, 2008 01:29 PM

Re: Joint accounts

i think we'll have a joint account to pay major bills out of but keep seperate spending money accounts

christophersgirl Posted: Oct 23, 2008 02:16 PM

Re: Joint accounts

we're gonna join our accounts but leave our current checking for our own expenses like surprise birthday gifts and such

T E R I Posted: Oct 23, 2008 02:29 PM

Re: Joint accounts

we will probably have a joint account for the house expenses, but then also keep separate accounts

Its2Snappy Posted: Oct 23, 2008 03:01 PM

Re: Joint accounts

Joint accounts are difficult to keep track of. So, we have seperate checking accounts, and a joint savings account. We don't touch the savings too much, so it doesn't get confusing.

Goldie39 Posted: Oct 23, 2008 03:10 PM

Re: Joint accounts

Posted by bellalinda156

Is everyone planning to have a joint account....we currently have separate accounts. I like it this way beacuse if i want to buy a pair $200 shoes he can't say anything, I hate to explain why

I totally agree with you on that one! right now we have serperate checking accounts. We're planning on getting a joint savings/checkings account when we move together to cover monthly bills and also to put money aside to household projects and vacations. We will still keep our own seperate checking accounts though!!

FallBride2010 Posted: Oct 23, 2008 03:20 PM

Re: Joint accounts

We have a joint account...but I dont keep money in it. To be honest, I really prefer to keep money separate. It's just easier that way.

Opera_Ghost Posted: Oct 23, 2008 03:33 PM

Re: Joint accounts

I see no reason for joint account.

I plan to keep my accounts, he'll keep his.

I think we might set up one account in both our names to put money for bills and whatever..

But I like having my own account.

Rosa29 Posted: Oct 23, 2008 04:08 PM

Re: Joint accounts

We each have our own and we opened up a joint one that we both transfer money into for the wedding.

MrsL2010 Posted: Oct 23, 2008 04:38 PM

Re: Joint accounts

Posted by Rosa29

We each have our own and we opened up a joint one that we both transfer money into for the wedding.

that's what we have too

Rachel And Pat Posted: Oct 23, 2008 06:17 PM

Re: Joint accounts

Pat and I opened up a joint account after we got engaged so we can save together. We have two joint checking accounts and 1 joint savings

firemans gal Posted: Oct 23, 2008 07:00 PM

Re: Joint accounts

You should open up a joint account. You will be getting checks made payable to both of you and will need an account to deposit them in to. I work for a bank and newly married couples don't realize that they need both of their names on an account to deposit checks written to both of them.

mosh424 Posted: Oct 23, 2008 07:03 PM

Re: Joint accounts

We have a joint account but still have our separate ones as well.

grrulz Posted: Oct 23, 2008 07:06 PM

Re: Joint accounts

Posted by SpringBride2010

Posted by bellalinda156

Is everyone planning to have a joint account....we currently have separate accounts. I like it this way beacuse if i want to buy a pair $200 shoes he can't say anything, I hate to explain why

I'll have a joint with him...but i'll probably still keep my current account and save their also on the side.

same here