I am hopefully at the tail end of closing out a long standing problem with a parking ticket that ended up becomoing a judgment on DH's credit. It's messing with a mortgage that I am applying for. I just wanted to warn everyone that if you have a parking ticket or whatever-PAY IT!!!!
My DH let it go so long that now I have to scramble to get it off his credit. Hopefully it will work out, but it's really messing with his score by about 30 points!
I hope this helps someone avoid the BS that I am going through now.
JanuaryBride06
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Re: Judgments-parking violations
Posted by Blu-ize My DH let it go so long that now I have to scramble to get it off his credit. Hopefully it will work out, but it's really messing with his score by about 30 points!
30 points? That's crazy!
Blu-ize
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Re: Judgments-parking violations
Posted by JanuaryBride06
Posted by Blu-ize My DH let it go so long that now I have to scramble to get it off his credit. Hopefully it will work out, but it's really messing with his score by about 30 points!
30 points? That's crazy!
Yep..I am so frustrated and we are due to close next week. His score only has to go up 5 pts to get the loan we want but this is in the way. And his credit is really good but they take the lowest score of all 3 agencies.
I will know in a few days...
DH is the ultimate procrastinator.
JanuaryBride06
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Re: Judgments-parking violations
So frustrating - I would have NEVER guessed that an unpaid parking ticket would affect your credit score like that.
Blu-ize
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Re: Judgments-parking violations
Mineola decided to make it a judgment and that's when it became a problem. For a lousy $255! It was a $35 ticket.
JanuaryBride06
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Re: Judgments-parking violations
Posted by Blu-ize
Mineola decided to make it a judgment and that's when it became a problem. For a lousy $255! It was a $35 ticket.
Katherine121
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Re: Judgments-parking violations
Posted by Blu-ize
DH is the ultimate procrastinator.
Apparently your DH has not met mine. He's now struggling with EZ Pass.
Blu-ize
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Re: Judgments-parking violations
Posted by Katherine121
Posted by Blu-ize
DH is the ultimate procrastinator.
Apparently your DH has not met mine. He's now struggling with EZ Pass.
They should join PA-Procrastinators Anonymous.
Mrs. dleeny
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Re: Judgments-parking violations
I hope you get it removed from his credit. I found a great article today on how important credit scores are... did you know that potential employers look at your credit to help decide if they should hire you?!
Most companies do a background check to see if you're a criminal or if youlied about anything. In the background checks they do a credit check but it's not a regular credit check with scores usually, it's just to make sure that you are not likely to steal from the company due to dire financial circumstances.
Anyway-we are getting it removed. Hopefull we will know in a few days.
Blu-ize
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Re: Judgments-parking violations
Keep your fingers crossed. They are going to rescore his credit-will know soon.
It just has to go up 5 pts! You never know with the credit bureaus.
