So i just got the repayment plans from my masters.....
so i have to repay from my masters
and
from my undergrad...
My masters is from Citbank and my undergrad is from ACS...before spending hours on the phone i thought i would ask, did anyone consolidate???and if so, how do you do this???? thanks much! xo
UPDATE! thanks ladies!!!! i went to that website christine told me about...I called....and for me, if i was to consolidate the monthly pymt would be half....but the amount of intrest and prinicipal i would have to pay is almost as much as the loan itself....so this is a no for me!
thanks though!
xxoo
AdriandSteve
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
I consolidated everything through SallieMae. I don't remember how i did it cuz it was 5 years ago.
BUT
I think cuz of the economy a lot of lenders aren't allowing you to consolidate right now. That's what I've heard anyway.
stinenandy2010
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
you can ONLY consolidate through the Federal Government now. call ACS and ask them for the info, i don't have it on me. but bc of the economy this is the only way.....it wasn't bad just took about 6 weeks for them to complete all the paperwork.
I consolidated through Student Loan Solutions or something like that, but they were minmal loans.
WeddingGem
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
I´m glad this poist came up! I need to look into this as well.
Thanks
WeddingGem
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
MrsC2010
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
this is really helpful! i have a buttload of debt from student loans....when i had to start my payments back in like december...i was told no one was consolidating now bc of the economy crudd that was going on....i def have to look into this now!!
latinaj
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
I am consolidating through the gov as well.. i'm in the middle of doing this app, and actually now is the best time, interest is low.
TheFutureMrsPM
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
I did it through the gov, the process was very easy and made my month payments a lot less, but in the end im going to be paying a lot more $$ o well.
Its2Snappy
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
One of the things that I did to pay off my student loans was take out a 0% interest credit card for 15 months (American Express), and put as much as I knew I could pay off in that amount of time unto the card from the loan. This helped cut interest costs.
Shelly522
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
Posted by depoc1011
So i just got the repayment plans from my masters.....
so i have to repay from my masters
and
from my undergrad...
My masters is from Citbank and my undergrad is from ACS...before spending hours on the phone i thought i would ask, did anyone consolidate???and if so, how do you do this???? thanks much! xo
UPDATE! thanks ladies!!!! i went to that website christine told me about...I called....and for me, if i was to consolidate the monthly pymt would be half....but the amount of intrest and prinicipal i would have to pay is almost as much as the loan itself....so this is a no for me!
thanks though!
xxoo
I didn't consolidate my loans, but on my most recent statement, I saw that my interest rate for my Undergrad loans went wayy down.. which I was happy about
MarjorieFrank
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
I don't think FH did this, but after 1-3 years (I forget) of paying the minimum balance each consecutive month, his interest went down a whole percent!!
depoc1011
Posted:
Member since
Re: *Ladies with Student Loans--HELP!*
girls just so you know...of you sign up for auto debit (they take it right out of your act each months) you will save on interest...just wanted to let you know! xo
