Loan company

dm24angel Posted: Apr 08, 2004 10:13 PM

Loan company

Anyone know of a company that does loans for not so perfect credit? We cannot do debt consolidation as the debt is past the point of being able to consolidate it , we dont have a mortgage so cant do home equity and our credit is so so...
I tried Lending Tree and they turned us down, the bank said no as well?
We have some debt that needs to be paid off soonn( about $5000 worth) and we cant pay that off and have a wedding?
Any ideas?????

Jan05Bride Posted: Apr 08, 2004 10:20 PM

Re: Loan company

I don't have any advice, just some hugs

Buttafli1277 Posted: Apr 08, 2004 10:48 PM

Re: Loan company

Isn't Lending Tree supposed to help you consolidate debt? Why would they turn you down? If you have a credit union, you can look into that too.

dm24angel Posted: Apr 08, 2004 11:02 PM

Re: Loan company

I have a credit union, they said no, too big of a risk, Lending tree said ourr debt was too high? I didnt think $5000 was high but they said no...we cannot consolidate as many of the accounts are in collections...past active and must be to consolidate

Kriss2c Posted: Apr 09, 2004 01:00 AM

Re: Loan company

You can try Beneficial , I know a few people who have gotten loans from them and were considered 'high risk.' If that does not work, try talking to your creditors directly to work out a better payment schedule. They are usually accomodating when you make it known that you have every intention of paying off the balance.

Hugs in the meantime.