LOL ok a general question for those who live in an apartment
Original post by madseason
First - thanks everyone for their reassurance and their realistic views - I appreciate it!
With that I am trying to make a budget of what wed have to pay everymonth....So far I have:
Rent (incl heat and water) Electric Car insurance our 4 credit/store cards tv/phone/internet (IO) Cell Phones Gas Food approx 400 Misc home essentials like shampoo and cleaning - WALMART TRIP
Am I missing anything???? WHat do you girls pay monthly for If you dont mind my asking - anything additional i need to include in my list??
Also.....
This is a dumb question but ive never gone food shopping - do you girls go weekly? Im not sure how much to budget for food!
madseason
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Re: LOL ok a general question for those who live in an apartment
were on a family plan right now actually 700 month shared and its about 120 a month with verizon - both phones are insured with a 10 dollar text message plan
madseason
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Re: LOL ok a general question for those who live in an apartment
Posted by MikeandJess
don't forget your weekly crack cocaine allowance
Good point - but im trying to hit the 5 oclock free crack giveaway...
jeanne08
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Re: LOL ok a general question for those who live in an apartment
Posted by madseason
Posted by MikeandJess
don't forget your weekly crack cocaine allowance
Good point - but im trying to hit the 5 oclock free crack giveaway...
you're a smart shopper!
MikeandJess
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Re: LOL ok a general question for those who live in an apartment
Posted by madseason
Posted by MikeandJess
don't forget your weekly crack cocaine allowance
Good point - but im trying to hit the 5 oclock free crack giveaway...
see ya there
jeanne08
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Re: LOL ok a general question for those who live in an apartment
OK, time to let your brain rest. Try to not think about the upcoming apartment and all that will come with it. Everything wiil work out. And you know all of us are here for you
Nite
madseason
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Re: LOL ok a general question for those who live in an apartment
Posted by jeanne08
OK, time to let your brain rest. Try to not think about the upcoming apartment and all that will come with it. Everything wiil work out. And you know all of us are here for you
Nite
Thanks Jeanne!!!!
Really helped me tonite - im feeling alot better about it!!!
NITE!
Jenn04
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Re: LOL ok a general question for those who live in an apartment
I think yoiu got everything...but leave ALOT of room for misc expenses. For instance I only leave myself $100 per week for misc expenses which is not enough. Should be more like $200/week. Things come up...weddings, birthdays, dinner and drinks with friends, shopping. You may say that you can cut down on the misc. part, but its impossible. So pad that area alot!
Also we spend probably around $300+ on food per month.
madseason
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Re: LOL ok a general question for those who live in an apartment
i think the car insurance thing is where im trying to figure out what my policy will be if his is 200 a month what mine would be
madseason
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Re: LOL ok a general question for those who live in an apartment
how much does everyone pay for electic on average?
MD835
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Re: LOL ok a general question for those who live in an apartment
Posted by MikeandJess
don't forget your weekly crack cocaine allowance
MD835
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Re: LOL ok a general question for those who live in an apartment
Re: LOL ok a general question for those who live in an apartment
That looks about right. FH and I used to do the BJ's trips once a month but now our apt just foes not have the storage space. Our shopping trips are about $200 a month now. We go with a list to avoid extra spending and try to buy what is on sale.
As for the io..we just added the triple play, it was actually only about a $4.00 difference with the land line so we added it.
Future Mulligan
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Re: LOL ok a general question for those who live in an apartment
prescriptions tolls school loans
we always have a few hundred dollars to play with every month in case something comes up - like a party we have to attend, if the dog needs to go the vet, or there is something unexpected that we have to pay for - and trust me it happens - ALOT!! i cannot imagine living paycheck to paycheck and not being able to save - honestly thats the only reason we are still in an apartment here in NY....you'll be fine! good luck!
Future Mulligan
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Re: LOL ok a general question for those who live in an apartment
our electric bill varies - for instance when it was really cold my electric bill was like 150 for only a 30 day cycle - but i have baseboard heat and it eats up my electric - but in the spring/fall it will cost 150 for a longer cycle like maybe almost 90 days/ 3 months - it depends on if your washer/dryer are electric or gas (we dont even have one!), if you have AC, what kind of heat you have - our heat is electric, how big the space is to heat or cool, things like that will make a difference in your bill....
jessica08bride
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Re: LOL ok a general question for those who live in an apartment
sounds like you have most of the expenses down. as the months start to pass, you get more accustomed to all the various bills and expenses. as for food shopping, when we first moved in, we spent like 100 a week. this was basically stockiing up our pantry with stuff, like seasonings, condiments, etc. right now we only spend like 50 bucks a week on groceries and every 2 weeks make a trip to bjs (mostly for water). for spending money, every paycheck i give myself 200 bucks to last till the next paycheck. since i bring in my lunch, this money goes to random items...like hanging out or buying small groceries after work to cook dinner. our expenses include: credit card, car insurance, cell phone, mortgage, electricity, gas, our mattress and TV we bought when we moved in (0% apr for 3 years), my 200 spending money per paycheck, savings, and of course the wedding.
