My co-op saga continues.............looooong vent
Ok, so this has, by far, been the worst experience of my life, trying to get a co-op....Here's the timeline:
Early November - we find a co-op and they accept our bid
One week later they tell us they've accepted another bid over our's
Late November - We find another co-op that we like (much cheaper so we're happy) they accept our bid and we're off to start getting a mortgage....
December 11th - I go in and fill out all of the paperwork for the mortgage (A SONYMA mortgage to save on closing costs)
We go through December and not a word about the mortgage
We go through January and every time I call it's 'Oh, I just need this and then you'll be all set....' (EVERY TIME I CALL THEY SAY THIS)
February 3 - They have sent in the paperwork and hear back that SONYMA WILL NOT approve our co-op complex
, but we can still get a mortgage through them - it will be a slightly higher % rate (not terrible) and we will have to cover closing costs.....not happy about that, but I'm willing to deal with it.
I tell them to go ahead with it and they say it will take 1-2 days.
5 days later, I get the papers that I need to sign in the mail......
So, this morning, I faxed the papers over to them and called to see that they had gotten them. What do they tell me?
You're going to love this.....'I am now qualified for a SONYMA loan.....they reviewed everything and SONYMA WILL accept my complex.....' So they sent my paperwork off on Friday and should hear something by tomorrow!
Did anyone call me to tell me this?
Are they trying to drive me insane?????
Is anyone else as frustrated with this process as I am?
I hope we love this co-op, becuase after this, I'm never moving out!
Early November - we find a co-op and they accept our bid
One week later they tell us they've accepted another bid over our's
Late November - We find another co-op that we like (much cheaper so we're happy) they accept our bid and we're off to start getting a mortgage....
December 11th - I go in and fill out all of the paperwork for the mortgage (A SONYMA mortgage to save on closing costs)
We go through December and not a word about the mortgage
We go through January and every time I call it's 'Oh, I just need this and then you'll be all set....' (EVERY TIME I CALL THEY SAY THIS)
February 3 - They have sent in the paperwork and hear back that SONYMA WILL NOT approve our co-op complex
I tell them to go ahead with it and they say it will take 1-2 days.
5 days later, I get the papers that I need to sign in the mail......
So, this morning, I faxed the papers over to them and called to see that they had gotten them. What do they tell me?
You're going to love this.....'I am now qualified for a SONYMA loan.....they reviewed everything and SONYMA WILL accept my complex.....' So they sent my paperwork off on Friday and should hear something by tomorrow!
Did anyone call me to tell me this?
Are they trying to drive me insane?????
Is anyone else as frustrated with this process as I am?
I hope we love this co-op, becuase after this, I'm never moving out!