New question--are certified checks and bank checks the same thing?

New question--are certified checks and bank checks the same thing?

New question--are certified checks and bank checks the same thing?

Re: Do you have to pay for a certified check?

i think it's like $10 but you may be able to talk them out of it if you start making a scene

Re: Do you have to pay for a certified check?

Yes it cost me $7.00 I think for my certified check. I have Washington Mutual

Re: Do you have to pay for a certified check?

Thanks...I was hoping it would be free! Oh well.

Re: New question--are certified checks and bank checks the same thing?

They are not the same thing. A ceritified check is one of your own checks that is certified by the bank and the funds are held in your account. A bank check is one that the bank withdraws from your account. For closings they usually ask for a certified check and will not take a bank check. I hope this helps. Usually too, the cost depends on your financial institution.

Re: New question--are certified checks and bank checks the same thing?

many banks have stopped doing certified checks and will only draw bank checks. they are usually fine for closing (I close loans every day)

Re: New question--are certified checks and bank checks the same thing?

I was actually refering to mortgages needing a certified check, but I could be wrong. I would ask the place that wants the check.