NWR - 6 Things to do Tonight to Protect Your Tomorrows
6 Things to do Tonight to Protect Your Tomorrows
1) Memorize your Social Security Number and the Social Security Number of your spouse and any minor children.
2) Take pictures & make a list of everything you own.
Open every drawer and closet because you will forget what you have. Also take pictures in attic, garage. Take pictures of trees, fences and exteriors of car and home. Having an up-to-date home inventory will help you:
a.) Purchase enough insurance to replace the things you own.
b.) Get your insurance claims settled faster.
c.) Substantiate losses for your income tax return.
You can always simply make a list in a notebook and save receipts and photos in a file. The Insurance Information Institute has a FREE “Home Inventory … Know Your Stuff” software program that you can download to make this process of taking a home inventory as easy and complete as possible. To download the Insurance Information Institute Home Inventory software program click here.
3) Check on the terms of your debit card.
Make sure you have a debit card that allows you, even if you are in a territory outside of the United States, to access your money.
Also have the following items in case of emergency:
an emergency credit card that you do not use that allows you to take out cash advances
$200-300 emergency cash
traveler's checks
extra checks
4) Gather important documents and make copies to send to friend/relative out of area.
Wills
Trusts
Advanced Directive & Durable Power of Attorney for Health Care
Birth Certificates
Adoption Certificates
Death Certificates
Military Records
Divorce Decree
Marriage Certificate
Social Security Cards
Driver’s Licenses
Green Card or Citizenship papers
Insurance Policies & Cards (life, health, home, auto, long term care, medicare)
Medical Records
Copies of prescriptions
Credit Cards (copy both the front & back of each card)
Bank Statements
Passports
Emergency Contact List
5) Spare set of keys for home, cars, boats, recreational vehicles, and safe deposit boxes.
6) Put everything into a waterproof/fireproof box.
LINK
1) Memorize your Social Security Number and the Social Security Number of your spouse and any minor children.
2) Take pictures & make a list of everything you own.
Open every drawer and closet because you will forget what you have. Also take pictures in attic, garage. Take pictures of trees, fences and exteriors of car and home. Having an up-to-date home inventory will help you:
a.) Purchase enough insurance to replace the things you own.
b.) Get your insurance claims settled faster.
c.) Substantiate losses for your income tax return.
You can always simply make a list in a notebook and save receipts and photos in a file. The Insurance Information Institute has a FREE “Home Inventory … Know Your Stuff” software program that you can download to make this process of taking a home inventory as easy and complete as possible. To download the Insurance Information Institute Home Inventory software program click here.
3) Check on the terms of your debit card.
Make sure you have a debit card that allows you, even if you are in a territory outside of the United States, to access your money.
Also have the following items in case of emergency:
an emergency credit card that you do not use that allows you to take out cash advances
$200-300 emergency cash
traveler's checks
extra checks
4) Gather important documents and make copies to send to friend/relative out of area.
Wills
Trusts
Advanced Directive & Durable Power of Attorney for Health Care
Birth Certificates
Adoption Certificates
Death Certificates
Military Records
Divorce Decree
Marriage Certificate
Social Security Cards
Driver’s Licenses
Green Card or Citizenship papers
Insurance Policies & Cards (life, health, home, auto, long term care, medicare)
Medical Records
Copies of prescriptions
Credit Cards (copy both the front & back of each card)
Bank Statements
Passports
Emergency Contact List
5) Spare set of keys for home, cars, boats, recreational vehicles, and safe deposit boxes.
6) Put everything into a waterproof/fireproof box.
LINK
