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NWR: credit card choices?

AdriandSteve Posted:

NWR: credit card choices?

I can't decide!!!!!


Bank of America Motely Food:
1% Cash Back
No Annual Fee
9.99 Fixed APR (after approval of course)
0% APR first 12 billing cycles

Chase Freedom:
3% Cash back on groceries, gas, and fast food for first 6 months
1% back after that on everything
No annual Fee
0% APR first 12 months
9.24%-13.24% Variable APR

Capitol One:
0 annual Fee
2% Gas back for gas, and groceries
1% back on everything else
12.15% Variable APR
0% APR first 12 months

I'm not good at this stuff lol
FuTuRe MrS MaZz Posted:

Re: NWR: credit card choices?

I personally would go with chase freedom... for me the interest rate could be 100% and it wouldnt affect me bc i dont keep a balance on my card... have you looked into citicard? i have that and LOVE IT...

AdriandSteve Posted:

Re: NWR: credit card choices?


Posted by FuTuRe MrS MaZz

I personally would go with chase freedom... for me the interest rate could be 100% and it wouldnt affect me bc i dont keep a balance on my card... have you looked into citicard? i have that and LOVE IT...



The one that mails u the check?
Kiki1103 Posted:

Re: NWR: credit card choices?

I have the citi dividends card as well, love it. Have had it for 4 years now. You should check that one out too.

sarahdavid Posted:

Re: NWR: credit card choices?

I like the chase freedom. I use it for everything and when I earn $200 cash back, I get a check for $250. I love getting free money!

little j Posted:

Re: NWR: credit card choices?

you arent looking at any w travel rewards?

AdriandSteve Posted:

Re: NWR: credit card choices?

FH and i fly jetblue and we were looking into their card through american express but the APR is like 20 something or some crazy amount.

I feel like the amount of points that they require to get a free flight is some insane amount and it would be cheaper to just put the ticket and get the cash back for it.

i wish there were a card that you can choose either flights or cash back.
FallBride2010 Posted:

Re: NWR: credit card choices?

Have you booked your honeymoon? Or know where you want to stay? I am a big fan of Starwoods properties, so I got a Starwood AMEX card. I dont know the APR b/cI dont keep a balance, but you get 1 pt for every dollar spent and it adds up. Plus you get double points when you use the card at a Starwood property.

AdriandSteve Posted:

Re: NWR: credit card choices?

I have not a clue where we are gonna go. Most likely an all-inclusive

FuTuRe MrS MaZz Posted:

Re: NWR: credit card choices?


Posted by AdriandSteve


Posted by FuTuRe MrS MaZz

I personally would go with chase freedom... for me the interest rate could be 100% and it wouldnt affect me bc i dont keep a balance on my card... have you looked into citicard? i have that and LOVE IT...



The one that mails u the check?



yes... i use the card for everything and have requested a few checks... you can get one at $50 or just let it build up...

as for the travelers cards, i had one with carnival and one with royal carribean since we like to go on cruises... and the perks were a waste bc you HAD to go through their travel agent to get the deals and i was getting better deals with online TA's ... i also had a miles card and it too had some weird stipulations... so read the fine print before signing up for one
Its2Snappy Posted:

Re: NWR: credit card choices?

I have American Airlines Advantage card and I LOVE it because it gives me mucho airline miles. I also have American Express Skymiles. I just got $100 off my last vacation with my AMEX card. :)

AdriandSteve Posted:

Re: NWR: credit card choices?

bump

Nichole2010 Posted:

Re: NWR: credit card choices?

i dont even have a credit card!!!!!!!!!!!!!!

geegee827 Posted:

Re: NWR: credit card choices?


Posted by AdriandSteve

FH and i fly jetblue and we were looking into their card through american express but the APR is like 20 something or some crazy amount.

I feel like the amount of points that they require to get a free flight is some insane amount and it would be cheaper to just put the ticket and get the cash back for it.

i wish there were a card that you can choose either flights or cash back.



The normal Amex card (green) gives you great choices. You can earn 'miles' or 'points.' You have so many reward options. You can use it as miles for free trips or top off your frequent flier accounts OR you can go onto their travel website and choose pay with points to pay off a portion of your trip using points. They also have the AMEX mall where you can shop with your points. You can also get AMEX gift cards or statement credits. It's my favorite card. The regular AMEX card must be paid in full every month. If you get the 'blue' card, you can carry a balance.

HTH

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