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We have separate credit cards.. If you are a fan of Marriott I recommend checking out their card. FH signed up and got 50k for signing up, then referred me. I signed up and got 70k in points for signing up. You can combine points when going on a vacation. We also did our hotel block for wedding at a Marriott and will get the points for any of our guests who use the room block. We have enough points at this time to do about 4-5 nights somewhere at a standard Marriott (not the high end ones like Ritz or JW) and hope by the time the wedding is over we have enough for a full week and will use that for our honeymoon :)
When you apply for a credit card online there is an option to add someone onto your account. They would receive their own CC with their name on it and the account number is the same. Capital One Venture Rewards credit card seems to be great ( don't have it but after quickly googling the perks don't seem bad)!! It does have an annual fee after the first year but you accumulate points to use on flights, hotels, etc. Depending on where you are going on your honeymoon the southwest CC is great and you build up points for the flight! Hope this helps! Good luck! :)
We have a capital One Quicksilver card and it is my FH but I am an authorized card holder, I can use the card and it also reflects on my credit report.
We don't have a joint credit card, but we use Citi ThankYou cards and love them. Points can be used on so much including travel and because we bank at Citi, we get even more points.
We have tons of rewards credit cards, lol. Chase Sapphire is a good one. They give you the option for cash back as a reward, and transfer it to your bank account. Most other cards require the cash back option to be applied to the credit card. If you're interested in travel, JetBlue has their AmEx rewards card, that's a good one too.
We have an amex and a visa together. I put him on my Visa about 3 years ago 1. to help him build credit and 2. to establish proof that we are in a relationship so he could be on my company health insurance
FH and I opened up a Delta Amex card and put all joint expenses (including wedding) on the card. I already have a lot of Delta Skymiles but this credit card is boosting my balance. At this point, we have enough Delta skymiles to fly on our honeymoon in business class. I'd also recommend the SPG Amex card if you'd like to accumulate points.
That will be our next adventure. Lol we are actually going to get a joint account prior to the wedding.
Thanks for all the info! Definitely will be looking into a few of these!
