I currently have health insurance through my job now, but paying an insane amount of money. $180 a month. Don't get me wrong, it's great insurance but does not cover dental and copay is almost $25 for certain prescriptions. Also, FH doesnt have insurance either.
I really want to cancel and try to get something else. I checked out Healthy NY but I do not think I qualify for it because I make of my income. FH however own his own buisness and can apply as an employer. My question is:
1. Is anyone familair with this Healthy NY Insurance? IF FH can apply for it, can he add me even if we are not married?
2. Do you guys know of any other ways I can apply for insurace with FH?
I don't go to the doctor often but insurance is important as you never know what can happen.
TIA!!
anneandchris
Posted:
Member since
Re: NWR - Health Insurance
I am not positive but I think you need to be an employer or married to qualify for his insurance.
However $180 isn't bad. It is very rare now that you find a company that pays for your entire insurance plan. I was paying $250 at my old job and then $600 on Cobra.
blu6385
Posted:
Member since
Re: NWR - Health Insurance
honestly i think if you are only paying 180 a month you should just keep it ... i pay 227 a month and the only reason why i have that rate is because i am self emplyed ... while it covers everything i need i am still limited ... if you are not self employed insurance can run you up to 600 a month
rahana316
Posted:
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Re: NWR - Health Insurance
Wow. I didnt know everyone pays so much for their insurance. I thought it was only me. My boss actually covers half and I half.
I however really want to get FH some insurace so I thought we could figure out a way together.
blu6385
Posted:
Member since
Re: NWR - Health Insurance
i contacted a brooker and he ended up getting me the best deal ... and you guys will most likely not be able to get combinied insurance until you are married
JimmysPants
Posted:
Member since
Re: NWR - Health Insurance
Posted by rahana316
I need some advice please.
I currently have health insurance through my job now, but paying an insane amount of money. $180 a month. Don't get me wrong, it's great insurance but does not cover dental and copay is almost $25 for certain prescriptions. Also, FH doesnt have insurance either.
I really want to cancel and try to get something else. I checked out Healthy NY but I do not think I qualify for it because I make of my income. FH however own his own buisness and can apply as an employer. My question is:
1. Is anyone familair with this Healthy NY Insurance? IF FH can apply for it, can he add me even if we are not married?
2. Do you guys know of any other ways I can apply for insurace with FH?
I don't go to the doctor often but insurance is important as you never know what can happen.
TIA!!
I used them when I was out of work and had to pay for my own benefits. I believe you can add another person but obviously its more money. You should look into it on their website.
rahana316
Posted:
Member since
Re: NWR - Health Insurance
Posted by blu6385
i contacted a brooker and he ended up getting me the best deal ... and you guys will most likely not be able to get combinied insurance until you are married
Thanks very much for the info. Know more of a reason to go get me marriage liscene early.