NWR: Need help w/ career decision

Hi Ladies,

Hoping maybe you can contribute some thoughts/advice:

I started my current job in March. Although i have no problems with it, it has slowed down a lot and i am left feeling bored/unchallenged, and it is a shaky industry (i work in HR for a financial company). However, i like the fact that i commute by train to NYC.

Yesterday, i received a job offer working at a university on long island, advising students w/ their academic program. I used to work in the office as a student when i went there and i know the staff well so they trusted me enough to offer me a full time position that opened up. The pay is just a little bit less, and i really would rather commute by train than car (im a terrible driver i must say! lol!) but the opportunity for a complete change is intriguing.

FH thinks i should take the job because its a more stable industry (higher education) and i don't know how my company will be in a few months (worse, or better off).. my mom/sister said 'whatever you want to do' which doesn't help! lol

Now i don't know what to do, i have to give an answer today. But the pros/cons basically even out so i'm stuck. I just am afraid of regrets, whatever decision i make.

Any advice on how you ladies approach 'fork in the road decisions' such as this one?

TIA