NWR: VPI Pet Insurance

dannisayz Posted: Jul 30, 2008 01:41 PM

NWR: VPI Pet Insurance

Is there anyone on here who uses this? I'm thinking of enrolling, but I wanted some feedback first.

Future Mulligan Posted: Jul 30, 2008 01:52 PM

Re: NWR: VPI Pet Insurance

i have it for my dog - she is high risk for health problems since she is a shar pei - they can have lots of ailments when i first enrolled her as a pup i paid the monthly premium but once i moved out my mom started paying it (at the time we enrolled 2 puppies my dog and my moms puppy, both are shar peis, so we got a deal and it was cheaper to keep them on the same policy) so now b/c my mom pays for the insurance, she keeps the returns we get on claims so i dont see how much i get back from vet visits anymore....but overall i think its been worth having - when she was a pup she had eye surgery that we got quite a lot of money back on....its good if you have a pet that you are frequently taking to the vet KWIM? but there are some illnesses and such that are not covered

MikeandJess Posted: Jul 30, 2008 01:54 PM

Re: NWR: VPI Pet Insurance

ollie has VPI. So far we've gotten back more than the premium so I guess it has paid off. However, the return $$ is not very much but I want to keep her enrolled just in case, god forbid, she needs it for a surgery or something

dannisayz Posted: Jul 30, 2008 02:00 PM

Re: NWR: VPI Pet Insurance

Posted by MikeandJess

ollie has VPI. So far we've gotten back more than the premium so I guess it has paid off. However, the return $$ is not very much but I want to keep her enrolled just in case, god forbid, she needs it for a surgery or something

What do you mean by return money?

MikeandJess Posted: Jul 30, 2008 02:09 PM

Re: NWR: VPI Pet Insurance

Posted by dannisayz

Posted by MikeandJess

ollie has VPI. So far we've gotten back more than the premium so I guess it has paid off. However, the return $$ is not very much but I want to keep her enrolled just in case, god forbid, she needs it for a surgery or something

What do you mean by return money?

you have to pay the full amount the vet charges, then you submit the claim and they'll give you back whatever they say they cover. Whatever I've been given back has not been very much at all.

autumnbride10 Posted: Jul 30, 2008 02:10 PM

Re: NWR: VPI Pet Insurance

Are there any other insurances? Other than VPI?

dannisayz Posted: Jul 30, 2008 02:12 PM

Re: NWR: VPI Pet Insurance

Posted by MikeandJess

Posted by dannisayz

Posted by MikeandJess

ollie has VPI. So far we've gotten back more than the premium so I guess it has paid off. However, the return $$ is not very much but I want to keep her enrolled just in case, god forbid, she needs it for a surgery or something

What do you mean by return money?

you have to pay the full amount the vet charges, then you submit the claim and they'll give you back whatever they say they cover. Whatever I've been given back has not been very much at all.

Ah. Hmmmm. I'm not sure if it is worth it then.

dannisayz Posted: Jul 30, 2008 02:12 PM

Re: NWR: VPI Pet Insurance

Posted by autumnbride10

Are there any other insurances? Other than VPI?

I know there are a few others, but VPI is the oldest and biggest.

bluekat16 Posted: Jul 30, 2008 02:13 PM

Re: NWR: VPI Pet Insurance

You guys just brought all the memories of my thesis back. My thesis was related to Pet Insurance and I spent my last semester researching everything related to Pet insurance..VPI by far is the largest one.

Good luck! They seem to have a pretty extensive coverage list from what I remember..but they might have exclusions for any birth-defects or pre-exsisting conditions...no sure about that though...I wrote my thesis 2.5 years ago.

dannisayz Posted: Jul 30, 2008 02:15 PM

Re: NWR: VPI Pet Insurance

Posted by bluekat16

You guys just brought all the memories of my thesis back. My thesis was related to Pet Insurance and I spent my last semester researching everything related to Pet insurance..VPI by far is the largest one.

Good luck! They seem to have a pretty extensive coverage list from what I remember..but they might have exclusions for any birth-defects or pre-exsisting conditions...no sure about that though...I wrote my thesis 2.5 years ago.

do you think they are worth it?

bluekat16 Posted: Jul 30, 2008 02:30 PM

Re: NWR: VPI Pet Insurance

Posted by dannisayz

Posted by bluekat16

You guys just brought all the memories of my thesis back. My thesis was related to Pet Insurance and I spent my last semester researching everything related to Pet insurance..VPI by far is the largest one.

Good luck! They seem to have a pretty extensive coverage list from what I remember..but they might have exclusions for any birth-defects or pre-exsisting conditions...no sure about that though...I wrote my thesis 2.5 years ago.

do you think they are worth it?

Yes they are worth it and they have a pretty solid business plan and reputation. Their pricing seemed reasonable as well.

dannisayz Posted: Jul 30, 2008 02:31 PM

Re: NWR: VPI Pet Insurance

Posted by bluekat16

Posted by dannisayz

Posted by bluekat16

You guys just brought all the memories of my thesis back. My thesis was related to Pet Insurance and I spent my last semester researching everything related to Pet insurance..VPI by far is the largest one.

Good luck! They seem to have a pretty extensive coverage list from what I remember..but they might have exclusions for any birth-defects or pre-exsisting conditions...no sure about that though...I wrote my thesis 2.5 years ago.

do you think they are worth it?

Yes they are worth it and they have a pretty solid business plan and reputation. Their pricing seemed reasonable as well.

dh and I will have to think it over. We're attempting to save for a house and every penny counts!