I just realized that I haven't payed my bills in 3 months! My car, edu loan, and credit card! I've never been late before! What's happening to me!!!!
Lisa Rose
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Re: oh sh*t!!!!!
How come you didnt pay them?? did you forget? They would have called you or sent you notices Im sure!!
kelly4
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Re: oh sh*t!!!!!
they sent 2nd notices and I was too stupid to open them! I never open my mail! It just sits on a pile until it grows too big! I always do my bills at the beginning of the month over the computer and since my DH hads been on bill patroll, I forgot and he never paid them! NO wonder why my bank acct. was so big! I wonder why they didn't call????? do they usually??????
kelly4
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Re: oh sh*t!!!!!
will this go on my credit rating??? I've never missed a payment before!!!!!!!
JennRenee
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Re: oh sh*t!!!!!
Lora call the companys and explain. It'll look better than just not paying. Good luck!
Lisa Rose
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Re: oh sh*t!!!!!
you should definatly call them...like JennRenee said but also you should (if you can) pay them up to date!!
kelly4
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Re: oh sh*t!!!!!
thanks jenn, I'll do that tomorrow and explain! I just did the payments over the internet so they should be there soon! What an a$$ I am!
WithThisRing
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Re: oh sh*t!!!!!
if you get the colored envelopes and phone calls then worry.
call them and explain to them then just bring your account up to date. Once its up to date you should have no problems.
it will show on your credit report...I had a bill from macy's for under $2 (after returning or whatever) and I forgot to pay it and my credit report says that I was deliquent for 30 days!!! can you believe that!!!??? I wish they said how much the bill was for!!
30 days isn't that bad if its just once in awhile...but when you get into 60 and 90 days...it gets worse
call the companies and you may want to put a comment on your credit report explaining what happened
