QOTD 6/28
What changes in your spending have you made to save for your wedding?
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QOTD 6/28
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Re: QOTD 6/28
i try to bring my lunch more and i have tried to cut out starbucks 6 times a week (very hard). i also direct deposit into our wedding account cuz if the money touches my hands it doesnt see the account...oh and i roll change now..im so ghetto
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Re: QOTD 6/28
I don't use my credit cards, so they're not carrying a balance. I have a habit of not using GCs a lot, but I have certainly been using them now!!!
FH and I stay in a lot more -- I direct deposit into my checking acct and then it's scheduled for a monthly transfer into the wedding acct.
FH gives me about 1/4-1/2 his paycheck every two weeks, that also goes into the wedding fund. He's resposible for the next RH desposit, then there's no other deposit til 2009. (One perk of being a 2010 girl deposits are much further apart).
FH and I stay in a lot more -- I direct deposit into my checking acct and then it's scheduled for a monthly transfer into the wedding acct.
FH gives me about 1/4-1/2 his paycheck every two weeks, that also goes into the wedding fund. He's resposible for the next RH desposit, then there's no other deposit til 2009. (One perk of being a 2010 girl deposits are much further apart).
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Re: QOTD 6/28
We split entrees and see matinee movies ![]()
There isn't much cutting back to do since our major expenses are fixed, like the monthly car and insurance payments...
Oh and I save all of my change(mostly quarters) lol, I have a huge pink jug in my dorm called the Wedding dress fund, I have about 90 dollars already
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There isn't much cutting back to do since our major expenses are fixed, like the monthly car and insurance payments...
Oh and I save all of my change(mostly quarters) lol, I have a huge pink jug in my dorm called the Wedding dress fund, I have about 90 dollars already
Member since
Re: QOTD 6/28
i stopped getting coffee's at starbucks (except for free coffee wendsday's...its free!!)
I recylce my bottles and can's (the last time I went I got almost 15 dollars off of my grocery bill....and even if its 2 or three dollars off its better than nothing...)
I keep all my change and cash it at commerce when there is alot around
We stopped going out to dinner and movies
We shop more in BJ's now for things we use all the time (you dont think its that much of a savings but it is!!)
FH made a slight money accident yesterday and he has officially given me full permission to take over ALL financial things for us.
I recylce my bottles and can's (the last time I went I got almost 15 dollars off of my grocery bill....and even if its 2 or three dollars off its better than nothing...)
I keep all my change and cash it at commerce when there is alot around
We stopped going out to dinner and movies
We shop more in BJ's now for things we use all the time (you dont think its that much of a savings but it is!!)
FH made a slight money accident yesterday and he has officially given me full permission to take over ALL financial things for us.
Member since
Re: QOTD 6/28
Posted by rocketsummer17
i stopped getting coffee's at starbucks (except for free coffee wendsday's...its free!!)
I recylce my bottles and can's (the last time I went I got almost 15 dollars off of my grocery bill....and even if its 2 or three dollars off its better than nothing...)
I keep all my change and cash it at commerce when there is alot around
We stopped going out to dinner and movies
We shop more in BJ's now for things we use all the time (you dont think its that much of a savings but it is!!)
FH made a slight money accident yesterday and he has officially given me full permission to take over ALL financial things for us.
\
We shop at BJ's as well, the savings is unbelievable and you surpass the 50 dollar annual fee really quickly. The only thing is that we cannot take advantage of their meats and stuff since it's only the two of us, perishable things will go to waste since they are often family packs.
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Re: QOTD 6/28
We are doing more shopping at Costco, limiting our dinners out, cooking at home more, getting what is on sale or what i have coupons for at the grocery store rather than specific brands (other than bread and milk)
Less going to movies, no going to D&B
Less going to movies, no going to D&B
Member since
Re: QOTD 6/28
Posted by HallsLady
Posted by rocketsummer17
i stopped getting coffee's at starbucks (except for free coffee wendsday's...its free!!)
I recylce my bottles and can's (the last time I went I got almost 15 dollars off of my grocery bill....and even if its 2 or three dollars off its better than nothing...)
I keep all my change and cash it at commerce when there is alot around
We stopped going out to dinner and movies
We shop more in BJ's now for things we use all the time (you dont think its that much of a savings but it is!!)
FH made a slight money accident yesterday and he has officially given me full permission to take over ALL financial things for us.
\
We shop at BJ's as well, the savings is unbelievable and you surpass the 50 dollar annual fee really quickly. The only thing is that we cannot take advantage of their meats and stuff since it's only the two of us, perishable things will go to waste since they are often family packs.
We buy the meats too...what i do when I get it is spilt it up into smaller portions and freeze what we wont eat within a day or two. I buy the Lean cuisine meals to eat during work and if you base it off of supermarket prices its buy two get two free....the price is really worth it. If there is something you really eat alot (like yogurt or the salad packs) you pretty much are able to finish it right before the sell by date.
I also get my gas for the car there. Yea you wait on line for 5-10 minutes (and waste a bit of gas idling...) but the difference in price is almost 10-12 cents cheaper per gallon...instead of costing me $56 to fill my tank it costs $52...
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Re: QOTD 6/28
i'm paying off my credit card (the last of them) this month, so that way i wont be carrying around debt (besides my dumb student loan). FH and i are currently trying to find a place together, since now i wont have a 400+ bill for my credit card anymore.
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Re: QOTD 6/28
wanna move into my apartment? we're moving august 1st :)
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Re: QOTD 6/28
We have been going out to dinner and the movies less. We now have a subscription to nexflix lol I dont shop for clothes at all any more (which is killing me lol)
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Re: QOTD 6/28
I recently quit smoking, we've curbed the going out to eat, we get ALOT of movies from RedBox instead of blockbuster.
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Re: QOTD 6/28
i havent made that many changes.. there are sometimes when im shopping and i ask myself if i really need something or if that money should jsut go to the wedding. but for the most part i dont want to stop doing all those fun things like dinner and movie because we have to save for the wedding.
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Re: QOTD 6/28
-Try to take my food to work more often.
-We try to eat at home more often but this is rough because i go to his house on the weekends and food is scarce over there! We often find ourselves reaching for the nearest menu.
-I was doing really good with my CC, but the month of june killed me with so many b'days, graduation parties, father's day, and I needed a whole new summer wardrobe for work because my job is extra strict on dress code. Annnd not to mention I don't qualify for financial aid and my bill is due next week...![]()
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(ok i turned my answer into a counseling session. sorry girls, it's just been a really longgg week and i am stressed)![]()
-We try to eat at home more often but this is rough because i go to his house on the weekends and food is scarce over there! We often find ourselves reaching for the nearest menu.
-I was doing really good with my CC, but the month of june killed me with so many b'days, graduation parties, father's day, and I needed a whole new summer wardrobe for work because my job is extra strict on dress code. Annnd not to mention I don't qualify for financial aid and my bill is due next week...
(ok i turned my answer into a counseling session. sorry girls, it's just been a really longgg week and i am stressed)
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Re: QOTD 6/28
Posted by CloudNine
wanna move into my apartment? we're moving august 1st :)
lol, gimme details, we'll see
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Re: QOTD 6/28
I started to post, then the internet at Hofstra disconnected
We are shopping at Costco more, eating at home more often and getting stuff on sale and with coupons as opposed to name brand stuff. walmart is our friend, as is the Entemanns outlet on Jericho Turnpike (FYI WW girls, they have WW breads on half off).
Not going out as much, not many movies unless we can use a coupon, or we go to a friends and watch a movie there instead of the theatre.
We are shopping at Costco more, eating at home more often and getting stuff on sale and with coupons as opposed to name brand stuff. walmart is our friend, as is the Entemanns outlet on Jericho Turnpike (FYI WW girls, they have WW breads on half off).
Not going out as much, not many movies unless we can use a coupon, or we go to a friends and watch a movie there instead of the theatre.
Member since
Re: QOTD 6/28
definitely cut back on the shopping a lot, also don't really go out to eat as much
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Re: QOTD 6/28
we have a wedding account that i have money direct deposited every 2 weeks and fh gives me money every month to deposit. And we stopped going out to eat, but thats also because i'm on WW and when fh comes over we just eat at my house
