Not sure what to do. FH and I moved in together in Feb of last year. Things between us are great. We pay more for our apartment then anyone things its worth. its a 2 bedroom but without a real kitchen. we have a sink and fridge but no oven or stove. tiny apartment. that i cant even afford.
i have been really struggling financially for the past few months and cant seem to get myself out of the hole that i'm in. i havent spent any money on anything but bills and i still cant catch up. Fh had an idea how bad it was but not really.
I cant sleep, its all i think about. and i'm miserable because of it.
i've been seriously thinking about moving back home. My parents dont really have the room, but my brother has been staying at his girlfriends all the time since they started dating a few months ago, so i could probley move into his room, but its definatly not big enough for me and fh and def not fhs son too. so i would have to go alone if i decide to.
fh doesnt think he can go back home, even though i think he can. his sister would just have to go back to her old room so he can have the basement apartment again with his son.
i just dont know how this would affect fh and i. if it would make things weird. if we would break up. the way things are going i will be in such a hole by the the time the wedding comes that it would definatly NOT happen. i mean it wouldnt be a permanent thing, but once im out of the hole i'm in, i should be ok. 2 months of living home i'd be out of the hole. i few more months and i'd be financially stable enough to move back out of the house comfortably .
im so stressed i have nooo idea what to do.
sorry really long. just kinda had to get it out.
**UPDATE**** i just talked to my mom and decided to move back home. between everything going on moneywise and with my dad being so sick. ive been feeling so guilty lately about not being there for my dad. now i'll be home with him and helping my mom take care of him. theres just so much going on that i need this. hopefully FH can go home for a few months too. i'll discuss it with him tonight. but i really need to do this for me. i just hope he can be supportive.
mcbride62009
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Re: really tough decision
Thats horrible. Is there anyway you can move into a cheaper apt. A one bedroom maybe until you get this fixed. Where do you live? I live in Brookln in a huge one bedroom and its not that bad.... maybe you can relocate? If you want FM me.
lookitscassie
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Re: really tough decision
we're in babylon. fh feels bad getting a 1 bedroom b/c of his son who we only have on the weekends, and refuses to even go in his room half the time, and hasnt slept in it in well over a year.
i just dont want to fight fh over this but i really think i need to move home for a little while.
and then tonight he tells me he doesnt think he wants to have any more kids. which is a deal breaker for me.
i dont know what to do. im beyond confused
FuTuRe MrS MaZz
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Re: really tough decision
can you try to look for a place thats less expensive? there are sooo many popping up all over craigslist and such ... a 2 bedroom isnt necessary... i live in my parents condo in a 1 bedroom and ive only known the couch bed all my life... if its temporary and will help save on money... why not?
Jaime321
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Re: really tough decision
Would you consider working a second job? I am kinda in the same boat and I am working 2 jobs right now. It's not easy but once you have everything paid off you will be SOO happy that you did it.
lookitscassie
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Re: really tough decision
i work 6 days a week. 12 hours a day 5 of those days. i dont have time to get another job. i dont know that it would be worth it for me to work that 1 extra day somewhere else
Future Mulligan
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Re: really tough decision
i would get a smaller/cheaper apartment - you could get a one bedroom with a full kitchen for less than what you are paying now - you just have to look.....unless you want to go back home to get away from your FH for a little bit?
alli3131
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Re: really tough decision
I have been in serious money situations in the past. FOrtunately for me it was only myself I had to worry about. I understand the amount of stress it can put on you. I would start by looking into smaller apartments and maybe in a different area. I know Babylon can be expensive. I think since your FH son is only there on weekends a one bedroom may have to be an option. Start looking on craigslist and see and sit down with FH and go through all your options.
Good Luck!!
egem523
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Re: really tough decision
Is there anyway you guys can take out a loan? I agree with the others about getting a one bedroom. But I am looking at the big picture if you are having problems now with your bills will you be able to afford the added expense of moving for example 1 month rent & security, renting a moving truck, that is a huge chunk of change you need to have upfront and some landlords may want 2months rent plus security. So at the end of the day moving to another apartment may put you more in the hole If moving back home is not an option. Can't you move with FH in his parents basement it is only temporary. You would be able to save so much. Hope everything works out.
flairforfashion
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Re: really tough decision
I suggest either moving into a cheaper apartment or just moving back home. No matter how small the space in your Parent's house, you are still saving money and that will make you feel better. As for your FH and you- I don't think this would make things weird. You guys would still see eachother and if not, this could make your relationship, not break it. Good luck and keep us informed of what you do! It will work out!
lookitscassie
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Re: really tough decision *UPDATE*
bump for update
flairforfashion
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Re: really tough decision *UPDATE*
Just read your update. I am sure your FH will understand and be supportive. These things happen for a reason and it seems like your family needs you. Good luck hun!
PoppedInASnap
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Re: really tough decision *UPDATE*
I was in a strange situation where i had to move back home a few years back, I am sure that his mom will understand...
purplerain
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Re: really tough decision *UPDATE*
At least you have come to a decision, your family will appreciate having you at home. Good luck!
NickandTara426
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Re: really tough decision *UPDATE*
Posted by flairforfashion
Just read your update. I am sure your FH will understand and be supportive. These things happen for a reason and it seems like your family needs you. Good luck hun!
I hope everything works out for you...I can def. sympathize about being in the 'hole'..and it's hard to get out once your in it. So if this is what is best for you, I am sure FH will understand. It's not permanent, but it will help you both in the future. Good luck!!!