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Renter's Insurance

myprinn5667 Posted:

Renter's Insurance

Does anyone have insurance for there apartment? If so who did you use and what type of policy did you get? Also what is the yearly cost for the insurance..

TIA....
meg922 Posted:

Re: Renter's Insurance

We got insurance through Allstate. The cost depends upon the amount of personal property you're insuring, etc., but the cost is only about $100 per year.

cheeky1180 Posted:

Re: Renter's Insurance

i have it as my complex wont let us live here without it. they want 100,000 and mine is actually 500,000. its about 12 a month. I use new york central mutual. i also have my car insurance with them, they are a great co and for full coverage i pay 90 a month

doreen82 Posted:

Re: Renter's Insurance

i have it through travelers....i pay 90 dollars a year. I pay it quarterly

geegee827 Posted:

Re: Renter's Insurance

I have it through Traveler's also. I was paying about $100-$125 a year. Then I added my e-ring to the policy and it went up to $400+ a year. It's worth it for peace of mind should something happen to my e-ring though.

alli3131 Posted:

Re: Renter's Insurance

I have it bundled with my car insurance so its about 7 a month. It went up a bit when I added a rider for my E-ring. Try bundling with car cause then they cut you a break.

jenturch Posted:

Re: Renter's Insurance

We can't get renters insurance believe it or not. Too close to the water in Long Beach. E-ring was put on FMIL's homeowners.

HIReiser Posted:

Re: Renter's Insurance

I have never been without renters insurance.

I went to my auto insurance and got a policy through them.

I think the whole policy was $150-$200 for the whole year and covered $50,000 of my stuff minus a $1000 deductable.

I did add my jewelry on and it went up about $150 for the whole year.

Worth every penny, and I think its a MUST have.
lori7570 Posted:

Re: Renter's Insurance


Posted by geegee827

I have it through Traveler's also. I was paying about $100-$125 a year. Then I added my e-ring to the policy and it went up to $400+ a year. It's worth it for peace of mind should something happen to my e-ring though.



That's what happened to us also...went up about $300 to $550, based on the appraisal. I'm pretty sure I overestimate the value of what we have in the apartment but I'd rather pay a bit more and know that if god forbid something happens we won't lose everything.

We get ours through Progressive, I also have my car ins there

LaBellaVita622 Posted:

Re: Renter's Insurance


Posted by meg922

We got insurance through Allstate. The cost depends upon the amount of personal property you're insuring, etc., but the cost is only about $100 per year.



me too!!
stinenandy2010 Posted:

Re: Renter's Insurance

We got ours through State Farm and it was about $100/year.

Lisalana Posted:

Re: Renter's Insurance

We originally paid $150 a year for renters insurance through Liberty Mutual which covers 25k in damage and 100k in liability. However, we added my e-ring this year, so the annual fee when up to $750 a year.




little j Posted:

Re: Renter's Insurance

call whoever you use for car insurance, and you can usually get a discount. i have geico and they partner with travelers insurance. i think it was about $100/yr. totally worth the $ for piece of mind :)

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