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Repost from Parenting - need advice

bxgell2 Posted:

Repost from Parenting - need advice

I just started working at my firm in August, so I'm fairly certain they won't be too thrilled to hear I'm pregnant. I haven't told anyone at work yet, and was waiting until the 12 week mark (Feb. 1). Problem is, I just found out today that the company is switching healthcare providers this month, and the enrollment form for the new insurance company asks to identify any prior-existing conditions, including pregnancy. The office administrator is collecting the forms, and once that happens (next week) I'm afraid my secret won't be a secret anymore! Second, is it at all possible that the new insurance won't cover the pregnancy because it is a pre-existing condition??? Any advice is MUCH appreciated!

brideinapril Posted:

Re: Repost from Parenting - need advice

Since you are so newly preggo - I would check off no pre-existing anything. Its justifiable only because you are so early on and you could always say you didn't know you were preggo - how could they prove otherwise?
halloweenbride04 Posted:

Re: Repost from Parenting - need advice

Wouldn't the administrator be bound by the HIPPA guidelines? I would think that if the admin saw you have a pre-existing heart condition that would not be shared with others so why should your pregnancy?

Monkeybride Posted:

Re: Repost from Parenting - need advice


Posted by halloweenbride04

Wouldn't the administrator be bound by the HIPPA guidelines? I would think that if the admin saw you have a pre-existing heart condition that would not be shared with others so why should your pregnancy?




I was thinking the same thing.
bxgell2 Posted:

Re: Repost from Parenting - need advice

I did some research and talked to our plan administrator, and made her promise to not tell a soul... while it is true that by law she isn't supposed to share the information, you can never tell...

februarybride Posted:

Re: Repost from Parenting - need advice

They are not allowed by law to disclose any of your information - regarding health, salary etc. As for a pre-existing condition, they can not deny you care. The only time that could happen is if there is a certain amount of time between coverages where you are not covered, but this won't be applicable in your case.

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