Ring Insurance

betiboop7 Posted: Apr 03, 2007 03:36 PM

Ring Insurance

Do you girls have ring insurance? How did you go about getting it? I am having some trouble with this 'i thought' easy task?

futuremrsmultari Posted: Apr 03, 2007 03:41 PM

Re: Ring Insurance

We took the appraisal from my ring to AllState and had it put on our renter's insurance. Make sure it's listed independently on the insurance policy. You can easily add it to renter's or homeowner's.

Good luck!

ko23ko Posted: Apr 03, 2007 03:53 PM

Re: Ring Insurance

I have Allstate too. I just faxed them the appraisal that FH got when he bought the ring. They added it to my homeowner's insurance.

MrsQ-in2007 Posted: Apr 03, 2007 03:54 PM

Re: Ring Insurance

I contacted Jeweler's Mutual initially and then got a quote from Geico (I have renters and car insurance through them). Geico's quote was better so I went with them. I basically added a policy or rider just for my ring and earrings.

Some people get a better quote with Jeweler's Mutual and some just go with them b/c they don't have home/renters insurance.

Christys0925 Posted: Apr 03, 2007 04:13 PM

Re: Ring Insurance

We have insurance through the jewler and also a policy with USAA. I am covered even if I drop the ring int he garbage. It's only 8 dollars a month for us

betiboop7 Posted: Apr 03, 2007 04:16 PM

Re: Ring Insurance

Jewelers Insurance lets you do it right online..should i be skepical about this, or is this a legit (spelling? ) place? Does anyone have their insurance through this?

Mizzdimple Posted: Apr 03, 2007 04:22 PM

Re: Ring Insurance

Posted by futuremrsmultari

We took the appraisal from my ring to AllState and had it put on our renter's insurance. Make sure it's listed independently on the insurance policy. You can easily add it to renter's or homeowner's.

Good luck!

I did the same

Jesaroo2 Posted: Apr 03, 2007 04:31 PM

Re: Ring Insurance

what is actually covered? Id love to do this but dont have renters insurance

faithandkevin Posted: Apr 03, 2007 04:33 PM

Re: Ring Insurance

Mine is an addition to my renter's policy. Since I just bought a home, now I must add it to my homeowners. My policy covers theft, loss, mysterious disapearance (stone falls out).

Jumbles Posted: Apr 03, 2007 04:49 PM

Re: Ring Insurance

my ring is insured through state farm ... they have my car and life ins also just go to your agent and ask about it

Kara and Todd Posted: Apr 03, 2007 04:56 PM

Re: Ring Insurance

My e-ring came from Blue Nile, so it came with a third-party appraisal. We got the policy through Jewelers' mutual. We just emailed them a scanned copy of the appraisal.

If you don't have an appraisal, the first step is to get one. Then just call up Jewelers' Mutual (or any of the other companies) and they'll walk you through it. Jewelers' Mutual insurance can also be done over the internet, I believe.

BrideToBe24 Posted: Apr 03, 2007 04:57 PM

Re: Ring Insurance

Posted by Kara and Todd

My e-ring came from Blue Nile, so it came with a third-party appraisal. We got the policy through Jewelers' mutual. We just emailed them a scanned copy of the appraisal.

If you don't have an appraisal, the first step is to get one. Then just call up Jewelers' Mutual (or any of the other companies) and they'll walk you through it. Jewelers' Mutual insurance can also be done over the internet, I believe.

i got mine through JM too. It was very easy (and cheap!)

Cpt2007 Posted: Apr 03, 2007 06:17 PM

Re: Ring Insurance

I have mine through GEICO, which is where I get my renters and car insurance from. It was an add on to my renters policy and just needed to know the appraised value.