There has been a lot of talk on the boards in recent weeks about wedding insurance but not many people seem to have it (or don't post about it if they do have it).
Has anyone actually made a claim? Which companies have it - other than WedSafe.com?
Bunnymonkey
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Re: So, did anyone use it?
we researched it and decided against it. I would have gotten it though if I went with the tent wedding - weather protection.
I would only consider it if I was getting married outside, in the dead of winter, or during hurricane season.
Jamie&MarkSept.'05
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Re: So, did anyone use it?
I would love to know if anyone went with it and why....
Kim51103
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Re: So, did anyone use it?
Ive heard of it....but im not doin it
shamrock12472
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Re: So, did anyone use it?
I just wanted to add that I read through their standard contract and a lot of what they protect against is protection provided for in the vendors contracts. You can also add a rider to your homeowners for the things that you may want more protection on or isn't listed in the insurance contract. Plus, most, if not all, credit card companies provide for some recourse on the perils listed as they have to by Consumer Protection Acts.
june262004
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Re: So, did anyone use it?
We didn't have it. How much is it? We did have honeymoon insurance though Go Figure honeymoon was A LOT LESS then wedding
akaMrsT
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Re: So, did anyone use it?
Posted by june262004
We didn't have it. How much is it? We did have honeymoon insurance though Go Figure honeymoon was A LOT LESS then wedding
From Wedsafe.com
Silver Policy
Cancellation/ Postponement $7,500 Wedding Photographs $1,000 Wedding Attire $1,000 Wedding Presents $1,000 Wedding Rings $1,000 Loss of Deposits $1,000 Professional Counseling $500
$155 fee
Gold Policy
$15,000 $1,500 $1,500 $1,500 $1,500 $1,500 $500
$225 fee
Platinum Policy
$35,000 $2,500 $2,500 $2,500 $2,500 $2,500 $500
$305 fee
Diamond Policy*
$50,000 $3,000 $3,000 $3,000 $3,000 $3,000 $500
$385 fee
Most halls we have seen do not take credit cards after the initial deposit so relying on the consumer protection act is a risk.
shamrock12472
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Re: So, did anyone use it?
My contract with the hall protected me against most, if not all, the perils protected by the wedding insurance. Do you have the percentage of claims to policies? I have a feeling it is very similar to accidental death insurance...
