Post New Topic

Vent - Car Insurance

DavaDay Posted:

Vent - Car Insurance

FH is buying a new car this week, so we just called to get it insured, and now, for our two cars, we're paying $5000 a year for car insurance.

We both have great driving records; it's just because we live in Brooklyn. UGHHHH! By next June, we will have spent $7500 - that's a quarter of our wedding budget - just on insurance!

Sorry, just needed to vent.
Mrs. V 2008 Posted:

Re: Vent - Car Insurance

Im sorry dava that *****..i hate paying my insurance also!! i had a car accident and got a speeding ticket..this was almost 3 years ago..and my rates are still high!!

Kimbalina Posted:

Re: Vent - Car Insurance

That could pay for a great video/photographer!

Sorry, but at least you are insured!
DavaDay Posted:

Re: Vent - Car Insurance

True, true. But I can't help thinking about everything in terms of the wedding. $7500 is so much! But I do it even for littler things. Like, a few days ago FH bought a couple of XBOX games and was so excited to try them out, but I was like, 'take them back! You don't need them! They're the cost of three-quarters of a person at our wedding!'
tara08 Posted:

Re: Vent - Car Insurance

lol... totally ***** to spend that much on insurance..

dream426 Posted:

Re: Vent - Car Insurance

Insurance *****. They will raise your rates for everything. They will go down eventually don't worry.

failurebydsign Posted:

Re: Vent - Car Insurance

thats one thing im happy that i dont live in NY anymore

i pay $66 a month on car insurance and its for a 2006 mazda..

and i have full coverage

but sorry about you..i wouldnt fight it..just dont have insurance and be REALLY careful
tdebe Posted:

Re: Vent - Car Insurance

Do your parents live on LI? Maybe you can use their address for your car insurance. My insurance is $1400 a year and that's for full coverage on 2 cars.

Ilovebriani Posted:

Re: Vent - Car Insurance

yeah car insurance does suck! it is so much cheaper depending on where u live...the closer to the city, the higher it goes! i moved a few minutes away from my parents towards the city and it went up a few hundred just for that!

Ilovebriani Posted:

Re: Vent - Car Insurance

congrats to your FH on getting a new car though! it is such a great feeling to have a car to rely on!

Ilovebriani Posted:

Re: Vent - Car Insurance

also...it will prob go down once you are married, it usually does!

DavaDay Posted:

Re: Vent - Car Insurance

When I lived in Binghamton, my car insurance was $1100 for the YEAR. And I was only 21 then. When I graduated, I thought nothing of giving the insurance company know my new address (figured I'd need the bills mailed to me at home in brooklyn, right?) and that day, my insurance jumped from $1100 to $5200. Unbelievable! That was State Farm, and I've since shopped around a lot, and know that Geico is the cheapest for me at $2600 a year, but now that we'll have two cars, it's almost doubled and is about $5000 again.

I wish I had relatives who live nearby in cheaper-to-insure areas, but I don't. And I won't register with a relative who lives in another state or somthing, because I know someone who did that and she got into an accident here in brooklyn, and the insurance company investigated and sued her. This insurance thing is driving me nuts - we're a young engaged couple and we need the money!

Thanks for listening to me vent, though, you've all been really nice.
BubbasBride Posted:

Re: Vent - Car Insurance

I'm sorry - paying insurance always makes me angry
failurebydsign Posted:

Re: Vent - Car Insurance


Posted by Ilovebriani

also...it will prob go down once you are married, it usually does!



if you have a good insurance agent..they can get you tons of discounts

we got ours to say we were married so we got the discount for that

since we live together and have a joint acct..it was easy for us to do that

it took off like $300 a year

Reply to this topic

Log in to reply or quote a post.