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Venting!!! Does anyone else get these....

akaMrsT Posted:

Venting!!! Does anyone else get these....

Don't they know we are paying for a wedding!!!!

I am sooo sick of creditors sending me credit card checks paid to CASH. I know I have an open credit card account that I could tap into if I want.

I swear MBNA sends me checks every 3 - 4 weeks and now I got one saying 'Account Status Clarification' on the envelope. The letter says I may not realize that my account is open and available for my use.

Well, lets see. If I needed to use the card, I would. I don't need to be reminded every 3 - 4 weeks that I have an open credit line.

The most annoying part is that I get MBNA applications all the time for the same type of account. Does anyone actually check to see if they are sending this junk mail out to account holders or do they just mass mail the entire country??

Why are they trying to force us into debt. I paid that account off months ago and I have no intentions of using credit cards if I can't pay it off once the bill comes. Hence, no use of MBNA and always using AMEX.

ok - done now.

Thanks.
ckgmwedding Posted:

Re: Venting!!! Does anyone else get these....

I would call and let them know they are opening themselves up to identity theft. Someone stole my discover checks from my mail and charged thousands. They figured it out that I wasn't responsible but they lost the money. I told MBNA(they are my credit card)that and they stopped sending them.
Hope that helps
akaMrsT Posted:

Re: Venting!!! Does anyone else get these....

Thank you. I should just close the account but that will make my debt ratio change on my credit report.

I am on the phone with them right now. This is sooo annoying that I have to tell them to stop sending me these checks

I last paid them in April!!!!!! I have a balance of $9.43 (Hansson's silk sample) $5 British Pounds is $9.43?!?!?!

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