Wedding Insurace

Wedsafe is one of the more commonly used.

wed safe

The company I was told you use was the WEDSAFE. I just didn't want to spend $300+ on insurance until I know if they are legit.

Not sure if they are legit but the site says they cover various things.:

Even with the best planning, there are many factors outside your control that may result in a significant financial loss to your wedding planning budget. With a WedSafe Wedding Insurance Policy, you can protect yourself from the unexpected. Below is just a sampling of real claims affecting wedding couples just like you that have been covered by the WedSafe Policy:

A couple was forced to postpone their wedding when the groom was notified that his leave was being withdraw due to revised deployment plans. The wedding couple recovered the costs to cancel the original wedding date.

The groom's young son fell seriously ill prior to the wedding date and the ceremony was postponed until he could attend. The wedding couple recovered the cost to cancel the original wedding date.

The caterer scheduled for the reception went out of business and could not be contacted. The wedding couple recovered their lost deposit, which was used to hire a replacement caterer.

A serious illness required the hospitalization of the bride's mother prior to the wedding date. The wedding was postponed until she could attend. The wedding couple recovered the costs to cancel the original wedding date.

A crystal gift was broken while in transit to the wedding couple's home. They recovered the value of the gift.

A photographer hired for the wedding closed his business. The wedding couple recovered the deposit paid to him

The bride's wedding gown was stolen and could not be located. She recovered the cost of the gown.

The reception location chosen by the wedding couple went out of business before their wedding date and would not return telephone calls. They recovered the deposit paid to the site.

A lavish wedding was cancelled in lieu of a small private wedding due to the unemployment of the groom prior to the wedding date. The wedding couple recovered the cost to cancel the original wedding date.

A wedding veil was lost when it was being cleaned with the gown. The bride recovered the cost of the veil.

The audio portion of the wedding video was severely impaired. The wedding couple recovered the cost for professional treatment to the video to repair the audio track.

A fire at the church one month before the wedding date rendered it unusuable for the planned ceremony. The wedding couple recovered the cost to print invitations showing the new wedding location

A desitnation wedding was cancelled when U.S. airports were closed following the terrorist attack on the world trade center. The wedding couple recovered the cost to cancel the original wedding date.

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I thought about wedding insurance and kind of forgot about it too. However, I did have a friend end up having a cake and champagne reception in the lobby of her apartment building since her wedding on a cruise ship was cancelled. That was 9/15/01 and (several days after 9/11/01). 9/15 was the date that 4 generations of her family had been married so they did not want to wait another year.

They got back almost 75% of the deposits - all but the rehearsal dinner. She ended up taking some school friends to the dinner instead since her family and friends could not fly in (airports closed).

I'm considering it too b/c I'm also worried about February weather.


But heres a tip for anything:
Use your credit card instead of cash or check to pay for bridal gown photographer cake etc or any large purchases. A special federal consumer law protects all deposits and payments made with credit cards. The law is called Federal Regulation C and entitles consumers to receive refunds if merchandise delivered doesn't live up to whats promised - however it only applies to purchases over $50 in your home state or within 100 miles of your mailing address. - this does not apply to debit cards or cash advance checks.